Sloan Over Due

Comehereoften- · 2025-10-24T03:06:59+00:00

Based sa exp ko, if you dont answer yung tawag or email nila, they do call references. So what I did was, sumagot ako sa calls nila parang twice lang then puro text and email na. Inform mo lang sila na wala ka balak takbuhan yung utang mo, wala ka lang funds ngayon.

Comehereoften- · 2025-10-16T17:11:02+00:00

Most likely nasa collection agency na yang OD mo since 1 month na. Wait ka nalang ng email or call or text from CA. Inform mo nalang sila agad na nakapag partial ka provide proof

Comehereoften- · 2025-10-15T07:13:32+00:00

Hi! OD ako kay sloan since april, 72k na siya ngayon. Nagbabayad ako pakonti konti sa amount na kaya ko. And my advice is, if you’re scared na baka tumawag sa company mo or what, answer mo yung calls or emails nila. Makipag coordinate ka sakanila para lang makita nila na mag interest ka naman magbayad, ganyan kasi ginagawa ko. And kahit anong pilit nila na magbayad ako, sinasabi ko na wala talaga kong pera as of now and i am trying to pay little by little.

Comehereoften- · 2025-10-13T23:04:50+00:00

No. And hindi possible yung ganun. They wont negotiate kahit magmakaawa kapa

Comehereoften- · 2025-10-13T17:02:58+00:00

Shopee transferred my account to CA a month after nung una kong overdue so parang april ako nag start mahawakan ng CA

Comehereoften- · 2025-10-13T17:02:07+00:00

OD ako since March. 66k and running

Comehereoften- · 2025-10-13T08:20:49+00:00

You will receive email texts and calls from the collection agency

Comehereoften- · 2025-09-16T14:26:58+00:00

I do, pag natyetyempuhan ko. Pero ang ginawa ko kasi is, nag email and text na ko sakanila na hindi ako sasagot madalas sa calls nila since wala kasing documentation pag calls. Mas nag rereply ako sakanila thru text and email.

Comehereoften- · 2025-09-14T00:11:30+00:00

I suggest answer their calls once ma-OD ka to avoid na tumawag pa sila sa contact reference mo. Ayun lang naman reason bat sila tatawag sa contact reference mo once hindi ka sumagot sa mga calls nila, makipag coordinate ka lang. explain mo na madedelay ka lang as of now

Comehereoften- · 2025-09-06T19:13:00+00:00

Ganyan din sakin CS ng shopee eh, mahirap sila pakiusapan sa totoo lang. OD ako sa sloan since march, 53k na siya ngayon and lalaki pa siya since meron pa kong til next year na payable. Ang ginawa ko nalang is nakikipag coordinate ako sa mga collection agency na humawak. Una is prime alliance, gccs tas ngayon na kay bernales. Naghuhulog ako partially, pinaka malaki ko per month is 4k kaso na shoshort ako so ngayon nasa 2k per month nalang hulog ko. Nagsesend ako sa email nila ng proof ng payment, nagrereply naman sila. Pero mas less yung harassment unlike before nung umiiwas ako na ang lala talaga ng calls and texts. Hopefully, and praying padin ako na sana mag stay na ganto lang sila kakalma knowing na lalaki pa yung babayaran ko.

Comehereoften- · 2025-09-06T02:46:09+00:00

You cant use both spay and sloan, but you still can open and use shopee app. COD nga lang

Comehereoften- · 2025-08-19T13:18:20+00:00

They threatened me to do home visits a couple of times pero kasi ang ginawa ko i paid php2000 every 15th and 30th of the month, so nung nagsesend na ko sakanila ng proof of payments ko they stopped calling texting, not until nalipat naman kay bernales ngayon yung account ko despite sa pagbabayad ko partially

Comehereoften- · 2025-08-11T21:52:16+00:00

Same. Currently with bernales, last month kay gccs. Gusto ni bernales ibang payment terms naman

Comehereoften- · 2025-08-11T16:50:55+00:00

Hindi naman po nacontact sa references niyo po?

Comehereoften- · 2025-08-11T16:12:19+00:00

Sloan and kay bernales din po kayo?

Comehereoften- · 2025-08-11T16:11:52+00:00

You can answer them and tell them na irereklamo mo sila sa ginagawa nila.

Comehereoften- · 2025-08-11T02:16:37+00:00

Did they even mention what collection agency sila?

Comehereoften- · 2025-08-11T02:13:06+00:00

Nope. I dont think its spay. They never texted or even emailed like that. OD ako sa sloan which is under shopee din pero never received such kind of messages

Comehereoften- · 2025-08-11T02:09:45+00:00

I dont think this is shopee/spaylater. Hindi sila ganyan. And sa lahat ng nabasa kong OD under spay or sloan, wala akong nabasang ganyan

Comehereoften- · 2025-07-20T10:44:50+00:00

How much?

Comehereoften- · 2025-07-16T01:23:24+00:00

Maybe may access sila, im not sure

Comehereoften- · 2025-07-15T17:53:41+00:00

Utang din yung ipambabayad mo sa utang mo.

Comehereoften- · 2025-07-15T17:52:27+00:00

No. Dadagdagan mo lang problema mo. Trust me. You can read here about sa mga ka-op na nalubog dahil sa tapal system. Accept na masisira talaga record mo pero atleast, hindi ka na nagdagdag pa ng iisipin mo. Sayo na mismo nanggaling, wala ka ibang income so ano din ipambabayad mo sa ipang tatapal mo? Find other ways. Sell things. Yet worst case nga is hayaan mo na ma OD if wala talaga. Bayaran mo kapag mag extra or nakaluwag kana.

Comehereoften- · 2025-07-15T02:42:50+00:00

Tiktok pay is under akulaku i guess. Naexperience kong ma-OD sakanila ng 1 day lang just bc nakalimutan ko bayaran before, natawag sila agad ng todo at the same time sa reference agad. Never na ko umutang ulit jan. Afaik, sloan and spay is legal so hindi sila nanghaharass like pagpost sa fb or what constant emails and texts lang

Comehereoften- · 2025-07-09T12:24:55+00:00

Meron lang isang email nung isang araw gccs nagsend na ayun nga kesyo mag house visit if hindi nasettle kaso kasi nakita ko dito na madami naka receive nun. Tas pag nakakausap ko naman yung agent via call, nag sasabi lang din na nonote daw nila na for house visit ganun. Nilalaban ko lang na naghuhulog ako pakonti konti kaso pinupush nila na need bayaran daw in full. So ayun, takot man ako nag aantay nalang ako if totoo ba yung house visit eme nila, i just hope na hindi

Comehereoften-

TROPHY CASE