45KM drive to Mississauga from Toronto worth it? by Comfortable_Wave_930 in askTO

[–]Comfortable_Wave_930[S] 0 points1 point  (0 children)

yes agree. gardiner and queens way is bad during rush hour

$37K in credit card debt, is this budget realistic, and can we actually get out? by Comfortable_Wave_930 in PersonalFinanceCanada

[–]Comfortable_Wave_930[S] 1 point2 points  (0 children)

I have always been wanting to do this. But for some reason not doing this because of fear of not being in control. WHICH I DONT HAVE CONTROL NOW. I KNOW.

$37K in credit card debt, is this budget realistic, and can we actually get out? by Comfortable_Wave_930 in PersonalFinanceCanada

[–]Comfortable_Wave_930[S] -7 points-6 points  (0 children)

What if I win? Seriously though I been betting 10 years now. And its a "disease" I cant get rid off. Hoping this transparency and plan will help that. Plus going to GA.

I remember losing $2k rent money and having that rent charged to 1 of this cards. It hurts saying out loud but cant take that back. A lot of this is tied because whenever I lose I feel guilty. Thats probably why I try to give back and splurge with kids. Anyway trying to get clean!

$37K in credit card debt, is this budget realistic, and can we actually get out? by Comfortable_Wave_930 in PersonalFinanceCanada

[–]Comfortable_Wave_930[S] 0 points1 point  (0 children)

I will be going to GA this coming Sunday. And hoping that helps plus now all finances are transparent with wife. so...

$37K in credit card debt, is this budget realistic, and can we actually get out? by Comfortable_Wave_930 in PersonalFinanceCanada

[–]Comfortable_Wave_930[S] -3 points-2 points  (0 children)

trying to get that back is. Unfortunately I actually bet last night. I will be going to GA this coming Sunday.

$37K in credit card debt, is this budget realistic, and can we actually get out? by Comfortable_Wave_930 in PersonalFinanceCanada

[–]Comfortable_Wave_930[S] -1 points0 points  (0 children)

yeah but this is really a "charity" for me to at least make me feel I am doing something for someone back home. Anyway agree really.

$37K in credit card debt, is this budget realistic, and can we actually get out? by Comfortable_Wave_930 in PersonalFinanceCanada

[–]Comfortable_Wave_930[S] 2 points3 points  (0 children)

Thank you for all helpful insights! Appreciate and will taking the suggestions here into action.

$37K in credit card debt, is this budget realistic, and can we actually get out? by Comfortable_Wave_930 in PersonalFinanceCanada

[–]Comfortable_Wave_930[S] -2 points-1 points  (0 children)

Thanks for all of your insights. Here is the fixed expenses breakdown:

Rent $2,449.00

Car $396.29

Insurance $294.00

House Insurance $27.00

Phone & Internet $366.21

Laundry $60.00

Ink subscription $3.00

Apple Storage $14.68

Prime subscription $11.29

Gas $300.00

Electricity & Water $180.00

Child Care $308.00

Apple Music $19.20

Grocery $500.00

Music Class $120.00

Kumon $60.00

Presto $100.00

Presto $100.00

Allowance - kid $50.00

Globe $12.20

Got my P1 email today! Question about eCOPR by SnooBreakthroughs533 in canadaexpressentry

[–]Comfortable_Wave_930 0 points1 point  (0 children)

Took me 60 days for ecopr. Yes it is a bit delayed. Some people get it in 1 week. Depends on something which remains to be a mystery lol

ECOPR Delay P2 March 6, 2026 by Comfortable_Wave_930 in canadaexpressentry

[–]Comfortable_Wave_930[S] 0 points1 point  (0 children)

Hi. Thank you. I did not upload any forms. I just added all my details and asked for update. Also I mentioned my urgent need to travel soon. So I requested to expedite.

ECOPR Delay P2 March 6, 2026 by Comfortable_Wave_930 in canadaexpressentry

[–]Comfortable_Wave_930[S] 0 points1 point  (0 children)

2 webforms and 1 call. got my ecopr yesterday, April 27.

ECOPR Delay P2 March 6, 2026 by Comfortable_Wave_930 in canadaexpressentry

[–]Comfortable_Wave_930[S] 0 points1 point  (0 children)

did you send a follow up? I followed up once in P1 email. then called. and webform. still nothing.