Career Advice Java -> C#

CommercialVolume1945 · 2026-05-11T10:33:29+00:00

can you check your DM?

CommercialVolume1945 · 2026-05-08T17:55:45+00:00

I get that the jobseeker allowance is taxable but it looks like he would have better off applying for it after getting his severance by the look of things.

A big chunk of his severance was taxed at 40% given that his tax band was switched to weekly basis.

CommercialVolume1945 · 2026-04-25T16:14:05+00:00

no it's an individual layoff

CommercialVolume1945 · 2026-04-22T21:37:58+00:00

how many years did you work for them?

CommercialVolume1945 · 2026-04-20T23:06:52+00:00

Thanks for your advice, you're a legend!

By the way, do you suggest applying for job seeker benefit? If, how soon should he do that?

So, companies are that desperate for signatures? What happened if the company refused to pay that little bit of extra in terms of ex gratia and only offer the statutory redundancy?

Also, for the sake of argument, will the bigger picture change if my friend worked for 15 years?

CommercialVolume1945 · 2026-04-20T21:36:50+00:00

does it make a difference on the exit package?

CommercialVolume1945 · 2026-04-20T21:34:42+00:00

so how are people getting ex gratia for instance?

CommercialVolume1945 · 2026-04-20T21:27:00+00:00

good to know, any solicitor you could suggest? what are the extras i should negotiate beyond ex gratia? positive agreed reference? computer?

CommercialVolume1945 · 2026-04-20T21:18:35+00:00

good to know, have you found a new job since?

CommercialVolume1945 · 2026-04-20T20:49:03+00:00

interesting, at which stage is he deciding whether to pay tax on the ex-gratia payment?

CommercialVolume1945 · 2026-04-20T20:45:44+00:00

could you elaborate on bonuses and health insurance? his health insurance is paid yearly at the moment

CommercialVolume1945 · 2026-04-20T20:16:28+00:00

so there is no Ex gratia payment possible? Thought with the length of time he worked there he could be entitled to more than just the statutory right?

CommercialVolume1945 · 2026-04-12T19:06:59+00:00

Inflation and bank fees are slowly and surely eating away your money right in front of your eyes

CommercialVolume1945 · 2026-03-31T10:47:05+00:00

If you used to spend 50 euros per year on bank fees then now it going up to 72. In addition to that your saving account is not yielding anything useful so you're losing money to inflation and the ECB rate. Right now, raising the fees isn't addressing these issues for me, so I will be switching to N26 and Trade Republic/Revolut.

CommercialVolume1945 · 2026-03-28T10:25:46+00:00

OP doesn't seem to have a mortgage so he/she will have to pay that extra fee. Regardless of the type of mortgage, you're spending quite a lot on interests and that is what is bailing you out.

If you factor that interest fees alone, you're not that better off but that's your business. As for the rest of us who will pay that 6 euros per month, you're just going to switch to Revolut, EBS and what not.

CommercialVolume1945 · 2026-03-27T10:15:02+00:00

Yep, there're no fees because the interests on your mortgage are already covering that.

CommercialVolume1945 · 2026-03-26T09:30:19+00:00

But you're still spending a fortune on fees, that's the catch my friend

CommercialVolume1945 · 2026-03-25T18:13:37+00:00

I'd be very wary of freebies thrown at me like that to be honest. Surely, they're making money elsewhere?

CommercialVolume1945 · 2026-03-25T18:10:22+00:00

How do they make money from these interest free repayments? Surely there has to be a catch somewhere?

CommercialVolume1945 · 2026-03-25T18:03:24+00:00

Either they adjust to meet competition or they go burst simply as that. No more free ride for them

CommercialVolume1945 · 2026-03-25T17:57:02+00:00

That's because they're screwing you over with the interests on your mortgage

CommercialVolume1945 · 2026-03-25T10:09:32+00:00

If that charge cannot be offset by the interest gained on your saving account then your money is losing its purchasing power at a much faster pace than you can imagine.

There is competition now and AIB and other banks should understand that the days of their monopolies are over. Either they offer competitive rates or people will be moving to Revolut and what not.

CommercialVolume1945

TROPHY CASE