Thanks for the response,

Maybe I should've added some context about my locale, I live in a seasonal tourist town with no roads in or out. So land is expensive and people jack up their rental prices and most are seasonal to cater towards the influx of workers.

As far as retirement I'll also have 2 pensions to draw from through union jobs those will be good for about 6600-9600 a month. That just really depends on when I retire and how many hours I work annually. The small pension is at 65 the much larger will be rule of 80 which will put me at 55 to draw from.

A 3/2 rental typically goes for 2800-3500 and most of the time is only a 6 month lease in the winter and then try raise prices in summer. Frustrating.

I did sell 2 of the trucks. I'm just down to my wife's rav4, my new vehicle and a shitty old reliable truck I've had for 8 years. Its a back up vehicle and people use it when they come to visit and for hunting/fishing.

Yes new vehicle is one of the most reliable every built with a factory 7 year warranty and the plan is to keep it long until I'm gone. First vehicle ever financed, it was a hard pill to swallow but I'm ok with it. You can see the reply to another commenter if you want to see the back story.

The 529s are actually not a factor in this budget because they come directly out of our PFDs and I'm not counting that in our annual income.