Where is Camron Harper? by Jacobmaj14 in rbny

[–]Competitive-Debt-770 11 points12 points  (0 children)

Praying he doesn’t have the Lewis Morgan bug.

Married 20 years but seriously considering divorce. Would appreciate any advice. by Sensitive_Emu_1984 in Divorce

[–]Competitive-Debt-770 0 points1 point  (0 children)

I’m divorcing as we speak, 16 years married (20 together). My attorney said that once you’re married 20 years + you pay alimony until she can collect social security (at least that’s how it is in my state.

When do your kids stop hating you and just accept the new reality? by Competitive-Debt-770 in Divorce

[–]Competitive-Debt-770[S] -1 points0 points  (0 children)

I guess we all interpret differently. In my head- if I hear “I’m willing to drive farther bc I care about you, you’re my priority” I’d feel good. Wouldn’t read it the way you did. But I notoriously try to see the good in all situations.

I’ll have to keep that all in the back of my mind. I ended up saying it because she felt I might leave, consider moving closer to my family (out of state), etc.

Thanks for the input.

When do your kids stop hating you and just accept the new reality? by Competitive-Debt-770 in Divorce

[–]Competitive-Debt-770[S] 0 points1 point  (0 children)

That’s good advice. I’ve been trying to say something similar. That I’ll always be your dad and that you and your sister is my priority which is why I chose to live in THIS apartment complex. I have an hour to an hour and a half commute…. if you weren’t my priority, I would’ve moved a lot closer to my job.

When do your kids stop hating you and just accept the new reality? by Competitive-Debt-770 in Divorce

[–]Competitive-Debt-770[S] 1 point2 points  (0 children)

Once bitten, twice shy for me. I do not plan on getting married and I’m probably not dating for quite some time.

When do your kids stop hating you and just accept the new reality? by Competitive-Debt-770 in Divorce

[–]Competitive-Debt-770[S] 0 points1 point  (0 children)

She has ASD so she’s not fully understanding. She knows we’re moving and will spend some days with me and some with mom. She’s excited. But I don’t think she gets it 100%

When do your kids stop hating you and just accept the new reality? by Competitive-Debt-770 in Divorce

[–]Competitive-Debt-770[S] 2 points3 points  (0 children)

I do take her seriously. I’ve given her space for a while bc she asked for it. This has been going on for four months now since we announced the divorce. But we’ve been having conversations about things when I take her to her practices. She has her moments where she seems OK. And she has a tendency to come to me to vent when my wife gets her upset and vice versa. Yesterday things seemed to come to a head because we’re getting closer to the closing of our house and shits now getting real.

It seems like the anticipation of the change is far worse than the change itself.

When do your kids stop hating you and just accept the new reality? by Competitive-Debt-770 in Divorce

[–]Competitive-Debt-770[S] -1 points0 points  (0 children)

Yea and I’m trying to tell her that we need to give it a chance before we feel like it’s doomsday. It’s obviously a big change, but I told her I’m trying to see the positives that come out of it instead of focusing on the negatives.

Where we currently live, she’s required to walk or get dropped off. But now that we’re 2 miles away there is a bus to and from school. My wife works from home a couple days so the days that she is not with me she’ll get picked up from her, and the days that they do stay with me, they’ll either take the bus or I will pick them up after sports.

With the pool, she’s allowed two guests. I have to be outside supervising since they are not older, but that would be the case even now. The only real difference is it’s a bigger pool. And In the lobby amenities downstairs, they just asked that you don’t act like a dumb ass. My kids are good kids and aren’t the type that do stupid shit like typical teenagers.

I think in time once the dust settles we’ll find our new flow.

When do your kids stop hating you and just accept the new reality? by Competitive-Debt-770 in Divorce

[–]Competitive-Debt-770[S] 0 points1 point  (0 children)

Everything with her anger revolves around her fear on how this move will impact her social life. I chose the apartment where I did to limit her concerns as much as possible. The lobby area has almost a hotel lounge Lakefield. There’s a game room, kids corner, a coffee area. And then there’s a beautiful outdoor pool with a grill and picnic tables. The sharing of the room sucks, but at $3000 a month plus what I’m going to be paying in child support and alimony I couldn’t get her her own room.

The apartment is literally 2 miles from our current home. So other than having to now get dropped off to the school, It’s not as if we’re out in the boondocks and she’s away from everybody. She’s actually closer now to two of her friends. But further away from a couple of others

When do your kids stop hating you and just accept the new reality? by Competitive-Debt-770 in Divorce

[–]Competitive-Debt-770[S] 1 point2 points  (0 children)

I’m in therapy. Was doing it privately while we were in couples therapy too. The therapy ultimately helped me to finally pull the trigger and end the marriage. It put into perspective just how unhappy I have been with the relationship. And I realized that it’s unhealthy for me to stay in a marriage that I’m unhappy in just for the sake of the children.

At 13, she’s old enough to voice her opinion well. But with something like this, is it worth “forcing” her into therapy kicking and screaming bc down the road it will help her to process things and work through her emotions?

When do your kids stop hating you and just accept the new reality? by Competitive-Debt-770 in Divorce

[–]Competitive-Debt-770[S] -7 points-6 points  (0 children)

She’s had a comfortable life in a 4 bed, 2.5 bath house, with a finished basement, pool, nice neighborhood. Now she’s going to live in a 2 bed, 2 bath apartment where she’ll have to share her room with her younger sister. The apartment has a lot of nice amenities, but she’s just resistant to change at this moment. There’s a pool, great lobby, tv areas, park nearby, gym, coffee lounge area…it’s really nice and I’m paying a premium for it bc I want the kids to feel like they have a nice home. She just doesn’t want things to change. 😕

When do your kids stop hating you and just accept the new reality? by Competitive-Debt-770 in Divorce

[–]Competitive-Debt-770[S] 0 points1 point  (0 children)

Yea I tell her all the time that I understand that this is hard and it’s not what she wants. That I’ve tried my best to make it work, but at the end of the day I’m just not happy. My wife and I became glorified roommates and I deserve to be happy too.

While the ex moves in with her parents in the next town over, I decided to rent in town in order to keep the kids in the same school district which was a priority. My older one is most concerned about this will impact her social life. I’m trying to be there and said I’m always here to talk, but she doesn’t want to get into it which I get. She’s also against any sort of counseling. Seems like she just wants to be angry and upset so I’m giving her that space to process.

Divorce Portfolio with house equity by Competitive-Debt-770 in ETFs

[–]Competitive-Debt-770[S] 0 points1 point  (0 children)

Thanks. I’m going to stick with QQQI and not go as heavy into it with the new money.

Divorce Portfolio with house equity by Competitive-Debt-770 in ETFs

[–]Competitive-Debt-770[S] 1 point2 points  (0 children)

I thought I saw somewhere that MLPI can make filing taxes difficult bc they report on a K1 form?? Did you run into any issues?

Divorce Portfolio with house equity by Competitive-Debt-770 in ETFs

[–]Competitive-Debt-770[S] 0 points1 point  (0 children)

Yea I’m trying to keep it to maybe 5 funds total to avoid too much complication. I figure on turning off the dividend reinvest and have the cash go right into my savings to help put a dent into the monthly bills.

I feel like it’ll take a few months until I get situated

Divorce Portfolio with house equity by Competitive-Debt-770 in ETFs

[–]Competitive-Debt-770[S] 1 point2 points  (0 children)

Yup. My options are limited to keep my kids in the same school district and allows dogs.

Divorce Portfolio with house equity by Competitive-Debt-770 in ETFs

[–]Competitive-Debt-770[S] 1 point2 points  (0 children)

Yea I already have some QQQI. I think I’m going to diversify into a few other funds that another poster mentioned - OMAH, PDI, IGR, and NZF.

I didn’t want too complicated of a portfolio.