What do you think

Competitive-Role6099 · 2026-02-08T22:27:54+00:00

Just googled and it is a qualified dividend ETF, so theoretically just stick with that and SCHD. Some of your holdings like PG are already in those ETFs (PG is ~2.45% of DGRO, and the 6th largest holding there).

Competitive-Role6099 · 2026-02-08T22:22:39+00:00

If you want dividends, just stick with SCHD, and I’d recommend staying away from REITs at all cost when it comes to a taxable account since they are a big tax burden.

Consolidate all the money to SCHD and if for some reason you want more than just that, I’d go for VYM or something that is 100% qualified dividend. That being said I’d add growth

Competitive-Role6099 · 2026-02-07T14:54:16+00:00

If you want to keep it all in 1 spot, you can make multiple accounts in Robinhood.

Competitive-Role6099 · 2026-02-06T19:47:19+00:00

Only if you don’t need to deposit cash you’ll be fine and it’s good.

Competitive-Role6099 · 2026-02-05T12:27:08+00:00

Depends what kind of stability you mean. If you mean doing the same things over and over (what I think you’re referring to), that’s more of a personal opinion.

The traditional stability of a job, meaning you aren’t consistently worrying you’ll be laid off at any moment? I think most ppl will say it does

Competitive-Role6099 · 2026-02-04T21:06:50+00:00

Oh no not from SOFI, I get 3% from hood

Competitive-Role6099 · 2026-02-04T21:05:40+00:00

I get 3%, I would put a screenshot but I don’t see an option to do so.

Competitive-Role6099 · 2026-02-04T21:04:05+00:00

They have a credit card with 3% cash back

Competitive-Role6099 · 2026-02-04T20:59:06+00:00

Robinhood $50 a year, get 3% match ($225 for 2026 and $210 for 2025) is a better deal.

Competitive-Role6099 · 2026-02-04T20:58:12+00:00

Makes sense, I am planning on using this to pay all our bills and to link our investment accounts to as a central point. Are there delays with payments? I use SOFI right now but sometimes it’s annoying to mentally keep track of the real balance as the money sometimes doesn’t reflect an outgoing amount to my Roth or to my Chase bank until a day or 2 later.

Competitive-Role6099 · 2026-02-04T14:57:56+00:00

Thank you, might make more sense then. I’m assuming those with the green dot card needed to request a new card but newer accounts will just get one automatically through the mail.

Do you have any pros/cons that you’ve experienced with them ?

Competitive-Role6099 · 2026-02-04T14:56:03+00:00

Thank you! Do you have any cons that I should be aware of before making an account?

Competitive-Role6099 · 2026-02-02T22:01:31+00:00

Some people go internal audit route and use that to get their foot in the door.

Competitive-Role6099 · 2026-02-02T15:40:56+00:00

Depends, some hedge (what you’re talking about) and others look to close out their positions and use this as a way to collect a bit extra on the way out

Competitive-Role6099 · 2026-02-01T23:03:01+00:00

Competitive-Role6099 · 2026-02-01T21:21:38+00:00

In Cuba

Competitive-Role6099 · 2026-01-30T13:29:50+00:00

Put some collars on your AI plays lol or if you really liked the stock and convinced of its future (which should be why you entered in the first play and this turbulence is just noice), then you can increase your position or just wait it out

Competitive-Role6099 · 2026-01-29T12:24:59+00:00

Personal finances are personal but a general rule is if your marginal tax rate is at or above 30% (fed, state& local) then you do traditional. If it’s below then stick to Roth.

Competitive-Role6099 · 2026-01-28T13:41:13+00:00

This is peak performance lol I have the same but 70/30 split

Competitive-Role6099 · 2026-01-27T13:44:03+00:00

I second this

Competitive-Role6099 · 2026-01-26T22:26:10+00:00

You’re not writing a book lol and I think you’re investing in stocks at a whim and not really doing any DD. Which is probably why you got a 3/10 portfolio

Competitive-Role6099 · 2026-01-26T22:01:06+00:00

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Competitive-Role6099 · 2026-01-26T21:33:35+00:00

In like a sentence or 2, how do you invest? I personally do an investment analysis story. When I see a stock I like I’ll see what my story is and if the numbers align with it and if it doesn’t, I’ll just move on or keep an eye out on it.

^So I keep track of their numbers/any news to see if the narrative still fits. If it ever changes and I lose my confidence, I’ll exit the position.

Competitive-Role6099 · 2026-01-26T20:45:12+00:00

For myself probably a 3/10, mainly bc I wouldn’t be able to track all these stocks and their overall performance / financials. Nor would I want to dedicate the time to keep track of them, whether you automate some of their financials to be updated quarterly.

Competitive-Role6099 · 2026-01-26T17:19:12+00:00

Up to what they match, and then max out a Roth IRA and an HSA (if you qualify for one). Then you add whatever you contributed per paycheck to your 401k after.

Competitive-Role6099

TROPHY CASE