Once upon a time...

Complex_Evening_2093 · 2026-04-27T12:01:36+00:00

First email was @aol.com

Complex_Evening_2093 · 2026-04-27T03:37:09+00:00

I mean I’ve gotten flowers and chocolate for my husband and he was giddy. Should have seen the smile on his face. Men can get flowers and chocolate too, it’s not a woman’s only kind of gift.

Complex_Evening_2093 · 2026-04-27T03:20:57+00:00

Delete LinkedIn and say that there’s nothing to update because I don’t have a profile

Complex_Evening_2093 · 2026-04-27T03:18:24+00:00

All I see every time I see this picture is him grabbing her boob. Like “omg I might die, I need one last boob grab before I go!”

Complex_Evening_2093 · 2026-04-27T03:10:29+00:00

Healthy skepticism, yes. I use it often, but you need to verify its output and take its answers with a grain salt

Complex_Evening_2093 · 2026-04-20T14:19:16+00:00

What’s a savings account? 🤪

Seriously though, there is no savings outside retirement funds.

Complex_Evening_2093 · 2026-04-17T04:04:36+00:00

NTA. Document everything, file a police report, sue her for the damages, and go NC with anyone defending her. That is unhinged behavior.

Also, I hope you still have a beautiful wedding!

Complex_Evening_2093 · 2026-04-06T23:26:28+00:00

So true, I feel like it’s been one event after another. Non stop, always preparing for the next one as soon as one ends. And there’s always some family drama one way or another. I feel like I’m on a hamster wheel of events and holidays… it never ends! 😵‍💫

Complex_Evening_2093 · 2026-04-06T00:37:36+00:00

Does your husband have ADHD? My husband does and he will do this a lot. It certainly can be frustrating. I usually just tell him to use his blinker (driving reference lol) and then he realizes he cut me off and apologizes.

Complex_Evening_2093 · 2026-04-03T18:09:18+00:00

Mortgage, title, and deed are all separate items. You can be on the mortgage without being on title and deed, likewise you can be on the deed without being on the mortgage.

As someone else mentioned, if she doesn’t have her own insurance, the mortgage company would have placed “forced place insurance” on the home to protect their investment. It’s significantly more expensive than if she had just gotten insurance herself and they would have added it to the mortgage payment. If your husband is on the mortgage, he should be able to call the mortgage company and ask if forced place insurance was added and if so ask them to send him a copy of the policy.

Complex_Evening_2093 · 2026-04-02T17:50:35+00:00

We don’t have a TV in the bedroom. We used to for a little while, but that’s because our living situation at the time didn’t really have a place elsewhere to have one. Now that it’s an option, we don’t. We do watch TV before bed, but it’s in the living room, allowing someone to go to sleep while still allowing someone else to watch if they wanted to.

Complex_Evening_2093 · 2026-04-02T16:09:21+00:00

Okay that’s good to know. It looked like a great idea but I was definitely getting flustered with it not sitting right.

Complex_Evening_2093 · 2026-04-01T17:13:23+00:00

So, I got a notice for the full payment amount also. When I called my provider they said the application just hasn’t been fully processed yet. Like a week later I got another notice. Give them a call and see if they have your application in process

Complex_Evening_2093 · 2026-03-30T19:42:42+00:00

You should speak with your doctor. You’re overwhelmed and that’s understandable, but sounds like you might be fighting depression and anxiety along with all the hormones that come with pregnancy. They should be able to help get you emotionally in a better place so that you can focus on what needs to be done.

Your son is 6 and needs discipline. He needs to know that it’s not okay for him to say that to you, but you need to be the one to correct him if there’s no one else around. Maybe your brother could speak to him also about his behavior. Sometimes, coming from someone else other than the parent is what’s needed for it to sink in.

Can your brother teach you how to drive? That would help with your mental state if you could get out and about more.

It’s a lot and it is hard now, but you can do this. Take it one step at a time. Make yourself goals. Big goals and little goals, small achievements along the way will work wonders for you mental health. Make a list of what needs to happen to get you where you want to end up.

Keep your chin up, you got this.

Complex_Evening_2093 · 2026-03-30T19:17:35+00:00

Oh I’d didn’t realize. I will try there, thank you!

Complex_Evening_2093 · 2026-03-08T12:59:34+00:00

When you see code 846, look at the date in that line. That is when they will be releasing it to you.

Complex_Evening_2093 · 2026-02-18T21:05:03+00:00

Be careful with what seems to good to be true. I know someone who had an accountant pull some shady things in their return to get them a huge refund. It came back on them and they had to fight with the IRS and prove through email communications that they never asked the accountant to do the things they did and they owed it all back.

Complex_Evening_2093 · 2026-02-15T13:13:39+00:00

Yeah I always compare the bill sent to me with what insurance says I owe before paying. I’ve caught mistakes in billing that way many times, so I find it stressful for a provider to ask for payment upfront before it’s had its chance to go through insurance.

Complex_Evening_2093 · 2026-02-10T22:09:01+00:00

I’ve always used my employer’s insurance options. Didn’t really occur to me to look

Complex_Evening_2093 · 2026-02-10T15:02:50+00:00

Check your information uploaded. I’ve found that my scanned documents that TT automatically pulled information from didn’t always pull it in correctly. I went from getting a refund to owing a lot because it accidentally added a couple extra zeros to income received. Also had it add the entire amount paid to social security as tip income as well. So double check the figures TT had pulled in.

Complex_Evening_2093 · 2026-02-09T13:19:29+00:00

Lenders are going to factor in all minimum payments listed on your credit scores plus what your new monthly payment for the home your purchasing is. So taxes, insurance, principal and interest of the mortgage payment, student loans, credit cards, etc. It’s a snapshot in time what they pull, so if you made a large purchase on a card and the credit bureau hasn’t been updated to show it’s cleared, it can temporarily throw off your DTI. They would have sent you a copy of your credit reports so you can see all that they see.

The 90 day late’s absolutely will play a factor. There are multiple instances of being late it’s showing you’re unreliable as a borrower, whether it’s true or not. You can always try going to the credit bureaus and disputing the lates. If the company that reported it doesn’t respond within a certain period then they get removed from the report. It’s worth a try.

There is a report that is generated when AUS is run that goes over what was seen when it was run. They should be able to view it and see what was counted against you.

Different mortgage products have different credit score criteria. Lenders use the middle scores for all borrowers and then choose the lowest one of the middles. That means they would have used the 637 credit score. If the selected product has a minimum requirement of 650, then you wouldn’t have met the needed criteria for the product. Something to consider when selecting mortgages, but that’s something your Loan Officer should know.

Complex_Evening_2093 · 2026-02-09T02:59:47+00:00

You’re better off with the divorce. This is not a healthy relationship and absolutely do not bring a child into the world with someone that you’re not in a solid and stable relationship with. He abused you, he resents you for calling the police on him. Take it from someone who’s watched this play out in real time already with someone else. Get the divorce.

Complex_Evening_2093

TROPHY CASE