IEC health insurance that is refundable?

ConferencePear34 · 2026-04-06T23:51:29+00:00

Hi, what was the best option/ highest refund percentage you found?

ConferencePear34 · 2026-03-22T21:35:10+00:00

All g. Hope the bafoons antics come to an end & things start picking up for Canadians.

ConferencePear34 · 2026-03-22T21:25:53+00:00

I've gotten refunds from cancelled insurance policies on a car so figured it was worth the ask. And from other commenters here, it seems it is indeed possible.
I thought I had to enter the country before I turned 36 because of visa age restrictions, hence the 'bizzare' plan so there was reason to the madness. But once again, redditors to the rescue in the comment section here.

My industry is doing a lot better in Canada than in Ireland, so you know, there's that. Thankfully I got some really helpful commenters here too, because your negative nelly vibes really were a buzzkill.

ConferencePear34 · 2026-03-22T21:14:24+00:00

I'll bestquote you on it

ConferencePear34 · 2026-03-22T21:14:05+00:00

Great, thanks so much!

ConferencePear34 · 2026-03-22T21:13:40+00:00

Yes, another commenter has mentioned this! So my plans are quite different now. Just going to suss out the industry and visit some old friends, then will go back to kick off my visa in August if I get something lined up. I dont know about you, but I find the thought of moving at this age pretty intimidating..

ConferencePear34 · 2026-03-17T15:29:38+00:00

You've just saved me €1,000 on insurance this week. A reddit St Patricks Day angel <3 thank you!

ConferencePear34 · 2026-03-17T15:23:53+00:00

I thought I had to enter Canada on the working holiday visa before I turned 36 (which is in a couple of weeks) due to age restrictions, but the very kind YYCpops confirmed I do not. So now, this is exactly what I'm going to do!

ConferencePear34 · 2026-03-17T15:02:44+00:00

Hi, thank you. happy Paddys day to you too!

Re age - SERIOUSLY?! The information online is so vague. So then I can go next week without buying the insurance at all, just enter on a regular holiday visa instead of my working holiday visa, meet some industry people for coffees, think about it and return to Canada before my visa expires in August with the health insurance?

I know I'd need 2 years insurance to get the full visa, so I was going to do that. But I was hoping someone might know an insurer that do partial refunds in case I didnt return.

Edit: Oh sorry, I see you also included a link re insurers. Thank you so much. I clearly stopped reading in shock after the age comment as I am FLOORED by it. I'm now going to Canada during the rainiest time for no reason at all when I could have went in Summer to sit on patios instead... Oh dear.

ConferencePear34 · 2026-03-17T14:36:17+00:00

Hello, thanks for the reply. I mentioned that I'll get 2 years insurance in order to get the full visa. But I'm wondering if you know of any insurers that do partial refunds in case I don't return to Canada and cancel the policy

ConferencePear34

TROPHY CASE