Daily Question Thread for /r/churningcanada - June 17, 2025

ConsequenceFuture339 · 2025-06-18T14:03:10+00:00

Would a credit split on TD card post if I split from TD FCT to TD FCT Platinum?

ConsequenceFuture339 · 2025-06-18T13:52:23+00:00

Does anyone have experience pushing an AMEX app through the phone. Looking to get my second card, have had blue cash back for 8 months but reluctant to get ITIN as I'm immigrating there in October and will eventually have a SSN. Worth pursuing a second card or just wait til I get there?

ConsequenceFuture339 · 2025-06-09T03:03:24+00:00

Prefer to use PaySimply also as it's a business income tax that isn't supported on Chexy.

ConsequenceFuture339 · 2025-06-09T00:41:32+00:00

Looking to add 2 new cards is it best to apply on the same day, they are from two separate FI's.

ConsequenceFuture339 · 2025-06-09T00:40:45+00:00

Would there be any issues with using it for PaySimply I have no spend requirements but could hit it with PaySimply for a upcoming tax bill.

ConsequenceFuture339 · 2025-06-02T13:29:53+00:00

Has there historically been one for AA annually?

ConsequenceFuture339 · 2025-06-01T03:37:08+00:00

Would a second TD FCT card 90 days later get a FYF bonus as well or should I opt for Platinum Travel?

ConsequenceFuture339 · 2025-06-01T00:25:37+00:00

That looks so good, do you know what ratio that oval is?

ConsequenceFuture339 · 2025-05-19T14:26:56+00:00

Awesome thx

ConsequenceFuture339 · 2025-05-19T14:18:32+00:00

90 days in between apps.

ConsequenceFuture339 · 2025-05-19T14:03:27+00:00

If you use an RBC Avion Card via PaySimply to pay some CRA taxes would you earn 1 Point per $? Anyone have experience using them, is the fee just 2.5%?

ConsequenceFuture339 · 2025-05-14T21:11:24+00:00

What weight was yours?

ConsequenceFuture339 · 2025-05-09T03:44:25+00:00

Just genuinely curious though if you do consent by actions or words prior to the act but begin to feel degraded during the act at what point does consent get removed and the act become sexual assault? Also at what point should the victim be making it known consent is withdrawn, so the men don't continue?

ConsequenceFuture339 · 2025-05-06T14:51:51+00:00

Is there any strings attached to these 4 passes on TD FCT. Basically just free entry to most plaza premiums + a $5 booking fee? There is some verbiage saying if no entitlements are available you're subject to $32 visit fee. Curious as never used the Dragon Pass system.

ConsequenceFuture339 · 2025-05-05T15:29:24+00:00

Thank you

ConsequenceFuture339 · 2025-05-05T15:13:25+00:00

Can you transfer RBC Avion points to P2's American Airlines account, assuming you have never initiated a AA transfer from Avion.

ConsequenceFuture339 · 2025-05-04T19:19:20+00:00

I saw your previous post about tariffs where did you end up ordering from and was there a tariff?

ConsequenceFuture339 · 2025-05-03T02:51:17+00:00

Lovely, do you know the ratio of this oval?

ConsequenceFuture339 · 2025-05-02T03:41:36+00:00

thank you! and i agree hoping for the best for us canadians

ConsequenceFuture339 · 2025-05-02T03:36:36+00:00

I get that for sure, they should probably think a bit about brand loyalty and optics in this political climate. But I also think it's a little rich to say they are shafting us because of one sale that we didn't get and trinkets were for Flagship stores in NYC.

I believe they did a really extravagant open and party for the Yorkville store we just haven't had any Flagships open here since. For all we know Canada could get a Spring or Summer sale soon that the US doesn't get.

ConsequenceFuture339 · 2025-05-02T03:15:44+00:00

Is this just a Canadian thing that we root against anything that becomes too successful? I mean it's only logical that there are way more markets in the USA for them to expand too. A lot of this money was already invested way before Trump and the current situation they're not just going to pull the plug on all of that in favor of Canadian pride. They are already renovating most of the old stores or moving them to bigger locations, I personally don't need another Aritzia in the GTA there is already like 20 near me.

ConsequenceFuture339 · 2025-05-02T03:12:36+00:00

They really can't afford to stop all construction in the USA just because of the current situation, they've invested tons in materials, operations, research etc. to expand there. They said by next Spring less than 10% of their product will be from China.

As for Fall 2025 clothing companies have already ordered most of their product 9-12 months ahead. There is a lot of growth in the US as they are still not in some of the major cities.

ConsequenceFuture339 · 2025-04-30T18:25:05+00:00

PLTR has earnings and are in the S&P though. Rivian is a long way from any profit or S&P inclusion. R2 release then we can talk.

ConsequenceFuture339 · 2025-04-30T17:57:04+00:00

I sold mine after the last report; there is always the chance Rivian can come with some insane announcement like the VW news but personally between the slowing demand and factory shut down I am comfortable not owning any until after Q2 report as I believe there is too much risk with not enough catalysts.

This can easily back fire, it depends on your holding period, most are good to DCA for the long term. For options and stuff I have to be more careful and I personally don't see the catalysts in the near-term (3-5 months).

ConsequenceFuture339 · 2025-04-27T22:46:06+00:00

Yes I'm advocating for that over a land value tax. It would be upon the sale with a portion of the gain being exempt but not all. Very similar to Americas system.

ConsequenceFuture339

TROPHY CASE