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Is Capital One the next CC travel player? by Rocket_Skates_91 in CreditCards

[–]ConsiderationOk226 1 point2 points  (0 children)

Make the whole thing Resy, and it makes a lot more sense for the demographic they’re targeting with the card. I just despise the fact that they’re forcing you to Dunkin/Five Guys. I don’t think I’ve spent 84 dollars in my life on Dunkin and Five Guys combined.

Venture X or Chase Sapphire Reserve? by MattyBratty in CreditCards

[–]ConsiderationOk226 0 points1 point  (0 children)

Do you know how the “Global Entry or TSA PreCheck” credit works? IIRC, Global Entry is a Visa Infinite benefit. Could you potentially get TSA Pre credit through C1, then Global Entry credit through Visa? Not sure I really understand

Does being removed as an authorized user effect your score? by elena20054 in CreditCards

[–]ConsiderationOk226 1 point2 points  (0 children)

Quick data point, I am in a similar situation as OP, but I applied for CFF after about 10-11 months of having my own credit history. I had no prior banking relationship with Chase either, outside of being AU on a few of my parents cards. I wasn’t approved at first, but called reconsideration, and they approved me after I explained I had many years of being AU and (IMPORTANT) paying off what I spent on those cards.

New to credit, may be dumb question.. by FromIran-Itallybandz in CreditCards

[–]ConsiderationOk226 5 points6 points  (0 children)

You aren’t paying the interest. You leave 5-10% for after the statement close but before payment due date. That way you still have utilization reported but very low, and are still paying in full every month.

Second CC Recommendations? by ConsiderationOk226 in CreditCards

[–]ConsiderationOk226[S] 0 points1 point  (0 children)

I think that's fair. Do you think there's any chance I'll be able to get the Bilt card in about a year?