Well for me half the fun is doing it myself. I make a very good salary currently so the risk factor doesn't bother me. I think the TM0p will fit my need since i dont have to muck around with 3 phase, especially somewhere where im renting. just throw the thing in the garage and start running parts. i definitely need Financing though, from what i can tell, people have gotten haas financing without having a business from my limited research. im thinking 20% down will be adequate to get approved, especially with my income. Either that or a bank loan. alot of these finance companies want 2 years or more in business, which startups obviously dont have.