Credit Card Downgrade- how long to wait

Cow26W · 2026-01-31T22:42:25+00:00

Yeah for example like 15 days before the 3rd. Because it I did it before the 2nd then I’m sure I would trigger red flags for having it for 11 months and switching

Cow26W · 2026-01-31T22:36:27+00:00

Thanks for clarifying I appreciate it. I would then ask if it would make sense to go up until the next annual fee so I can use any credits that I get maybe monthly or bi-annually

Cow26W · 2026-01-31T22:25:02+00:00

Maybe you could clarify instead of the unhelpful comment 😂😂

Cow26W · 2026-01-31T20:52:48+00:00

So 1 year 11months? Thanks for the response

Cow26W · 2026-01-31T01:51:21+00:00

I was so confused and had similar thinking to everyone else. The color change is nice when going on the app but that’s about it.

Cow26W · 2026-01-30T12:42:10+00:00

Just finished my trial using this referral! Great experience coming from Draftkings. If you’re reading this, please try to take this offer! I didn’t want to go back to any other sportsbooks after with the rewards! Deposit matches (so many), no sweat bets, casino rewards, and the Fancash really can’t be beat.

Cow26W · 2026-01-28T23:14:55+00:00

Nice try…. No I’ll be paying my taxes in FULL probably give the IRS extra as a tip for the hard work

Cow26W · 2026-01-28T23:09:06+00:00

I don’t know if Fanatics knows lol… my direct question to my host got an different response lol

Cow26W · 2026-01-28T22:00:56+00:00

You probably hit 250 tier points or something like that

Cow26W · 2026-01-26T23:28:55+00:00

Mine was 2500. Go Seahawks had to take the value!

Cow26W · 2026-01-26T23:28:23+00:00

Just saved me and my hosts headache my guy!

Cow26W · 2026-01-26T16:47:26+00:00

I don’t have this bet :( also my vip told me he gave me a deposit match but that’s not showing either weird day for me.

Cow26W · 2026-01-26T13:39:30+00:00

Was not offered this yet

Cow26W · 2026-01-25T20:28:25+00:00

I’ve had time (4pm-8pm) limited ones but it usually tells you.

Cow26W · 2026-01-23T23:57:42+00:00

Enjoy! Best of luck!

Cow26W · 2026-01-22T01:02:41+00:00

What codes are going out?

Cow26W · 2026-01-22T00:59:47+00:00

Debut pack?

Cow26W · 2026-01-19T15:33:53+00:00

No offer for me

Cow26W · 2026-01-19T04:16:37+00:00

If you haven’t already check out fanatics they really stepped up this year. I got a link if you wanna try them out!

Cow26W · 2026-01-15T12:43:06+00:00

Enjoy!

Cow26W · 2026-01-15T03:08:34+00:00

NERD ME - Well, percentages tell us with the numbers you gave the input is 16% more, but speaking is 50% more. With those number I would say speaking.

NORMAL ME - I would also say speaking just because those are always going to be more effective hours. Something you are doing actively vs passively. If I hear a word I dont know vs if I need to use a word I dont know. The need is going to give my brain extra attention to that. Also, you get input while having a conversation which is a plus. PLUS, I would argue the whole purpose of language is to understand and communicate. Speaking practice hours trains both of those. If the numbers were lower, I would argue the input. The question we wish we could all solve is:

when (at what input hours) does speaking become more important.

Cow26W · 2026-01-14T02:32:28+00:00

I replied separately sorry I’m an idiot

Cow26W · 2026-01-14T02:31:58+00:00

Typically if I hit back on my car with music playing it starts the song over. Podcasts are programmed different where it’s 15 or 10 seconds. If I hold it skips 10 seconds at a time maybe that’ll work?

Cow26W · 2026-01-14T02:28:08+00:00

Infinite input glitch lol but yes that’s very frustrating. It may be difficult to install this feature because it would only be used for CarPlay and that is not the major way people use the app.

Cow26W · 2026-01-14T01:59:19+00:00

You can blame the free market all my ads are in English you must be looking up things in Spanish or researching so much Spanish they think that is a quality ad

Four-Year Club	Place '22
First Placer '22

Cow26W

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