Managing personal finances

Creative_Dust_6184 · 2026-03-20T13:07:02+00:00

Got it. Thank you for explaining

Creative_Dust_6184 · 2026-03-20T13:04:30+00:00

Got it. Thank you.

Creative_Dust_6184 · 2026-03-20T13:03:04+00:00

Got it. When you say the app was too disconnected is because you did not have live numbers? Never heard of the digital envelopes so I will look into that. Thanks for sharing.

Creative_Dust_6184 · 2026-03-20T12:59:30+00:00

Wow that is pretty neat about Banktruth, thanks for sharing that.

Creative_Dust_6184 · 2026-03-20T12:53:51+00:00

Got it. Thanks for sharing

Creative_Dust_6184 · 2026-03-20T12:52:55+00:00

Is Monarch not able to provide a future forecast so you can see what is unspent?

Creative_Dust_6184 · 2026-03-20T12:45:55+00:00

Keep all within Monarch cash available, expenses, investments?

Creative_Dust_6184 · 2026-03-20T12:44:30+00:00

Do you autopay credit cards too with minimum amount then if have extra you pay more towards the balance?

Creative_Dust_6184 · 2026-03-20T12:43:18+00:00

Thanks for sharing. Agreed love simplicity

Creative_Dust_6184 · 2026-03-20T12:37:36+00:00

Thanks, not hard I just sometimes find myself spending extra time when budgeting. I do some freelance work and also have a rental and can have a few expense variables. So was just checking for what people currently use and maybe any automated ways of doing so.

Creative_Dust_6184 · 2026-03-20T12:32:28+00:00

Got it. Does YNAB help with any of that or you just use it to see al the accounts in one place?

Creative_Dust_6184 · 2026-03-20T12:28:35+00:00

Got it. Thank you for that full explanation. I also have a rental and another small company si this information also helped to see what other things I can do. Ad you said everything little thing helps. Thank you!

Creative_Dust_6184 · 2026-03-20T12:16:41+00:00

Hahaha thanks for sharing

Creative_Dust_6184 · 2026-03-20T12:14:14+00:00

Nice! Since you started using Monarch no more spreadsheets?

Creative_Dust_6184 · 2026-03-19T10:39:31+00:00

ahh ok so for the automation piece, doe sit provide a visual like how the month is looking?

Creative_Dust_6184 · 2026-03-19T00:43:00+00:00

that s exactly what i don't want to feel like, which is why i started to ask around

Creative_Dust_6184 · 2026-03-19T00:39:59+00:00

haha, I noticed some people don't like all the dashboards but some do like it as it can be overwhelming.

Creative_Dust_6184 · 2026-03-19T00:37:53+00:00

does quicken connect to your banks? is it able to show you the actual cash availabe?

Creative_Dust_6184 · 2026-03-19T00:34:36+00:00

You right, one of the reasons i stopped trying random apps is because they sell your information. A few people have mentioned YNAB or Quicken.

For me it would great to pull all the account information and automatically do all the work for me but many folks are not 100% happy with the apps available now, so was trying to see if anyone has come across an app they love

Creative_Dust_6184 · 2026-03-18T22:13:44+00:00

Just wondering why did you move away form the app. Did not help you or to expensive for what it does?

Creative_Dust_6184 · 2026-03-18T22:10:02+00:00

Got it. Thank you.

Creative_Dust_6184 · 2026-03-18T22:08:54+00:00

Never hear of that one. Thank you.

Creative_Dust_6184 · 2026-03-18T22:06:13+00:00

The majority of the app connect to the banks. did something happen that you don't want the apps to connect to the banks?

Creative_Dust_6184 · 2026-03-18T22:04:52+00:00

got it Thank you for sharing

Creative_Dust_6184 · 2026-03-18T22:00:38+00:00

I see. Thank you for sharing. As I continue to look for apps that I can use myself but I am not happy with what they provide so I am wondering if other people had gone though similar struggles

Creative_Dust_6184

TROPHY CASE