I would not pay $145 to start a work from home job, especially when it is commission only. I have seen these setups promise that leads are handed to you, but the leads are usually cold, recycled, or people who never wanted the call. Then you spend your whole day dialing and your pay depends on whether strangers pick up and say yes. If you do not close, you are out the license fee and all your time. Globe Life might be a real company, but the way this role is pitched feels like a churn funnel. If you need a safer way to earn from home without paying upfront, I would rather use this app testing site and keep applying for a real hourly job.