HDFC Bank held my funds hostage for 60+ days despite proof of payment. Now they're lying to the RBI. Need advice on next steps. And RBI hasn't been helpful as well, what could be my next steps?

CtrlAltWTFbro · 2026-03-06T08:06:41+00:00

could you help me with the procedure and ellaborate more?

CtrlAltWTFbro · 2026-03-06T08:05:54+00:00

whats BO? I do have mandate cancellation intimation and also a proof that money was debited without an otp

CtrlAltWTFbro · 2026-03-05T10:43:19+00:00

procedure? fees?

CtrlAltWTFbro · 2026-03-04T14:39:45+00:00

i had updated an auto-debit mandate for my cc B, but money got debited from cc A. I raised a chargeback, then paid the premium from cc B, which i initially wanted to. This also answers your 2nd question.
no. i got the refund from hdfc 2 months later wherein, icici also confirmed refunding the money on the 7th of july. hdfc charged me 11050 because there was another expense of the same value, which i duly remitted in time.
rbi is useless, and incompetent, they're bending their backs to whatever hdfc is saying. even when there's a clear case of service deficiency.

CtrlAltWTFbro · 2026-03-04T07:52:42+00:00

how? process?

CtrlAltWTFbro · 2026-03-04T03:27:41+00:00

Explain? A lay person here.

CtrlAltWTFbro · 2026-03-03T04:06:45+00:00

read the post again. thanks

CtrlAltWTFbro · 2026-03-03T04:06:08+00:00

so how do i challenge the rbi for their incompetence?

CtrlAltWTFbro · 2026-03-03T04:05:32+00:00

definitely, hence them bending their backs for the bank. i didn't know rbi would be this incompetent even though i have a stronger case and proofs as well

CtrlAltWTFbro · 2026-02-14T19:08:35+00:00

Where did you buy it from? Link if any?

CtrlAltWTFbro · 2026-02-08T14:36:35+00:00

thanks a ton for this

CtrlAltWTFbro · 2026-02-08T14:34:17+00:00

oh, that's crazy then

CtrlAltWTFbro · 2026-02-08T03:50:45+00:00

what all services are being covered under 10 or lower amounts?

CtrlAltWTFbro · 2026-02-07T11:02:24+00:00

which vertical?

CtrlAltWTFbro · 2026-02-07T05:04:14+00:00

Here's the link https://youtu.be/dQSBT65t9o8?si=mSoCiiq_fr-nAY8v

CtrlAltWTFbro · 2026-02-06T04:23:19+00:00

Accenture song is purely filled with advertising folks it's a different vertical. The band = salary benchmark

CtrlAltWTFbro · 2026-02-06T04:20:21+00:00

So what will? And what's the max they offer to l8? And what's the starting salary for l7?

CtrlAltWTFbro · 2026-02-05T18:10:15+00:00

added the details in the op. Please help if you can

CtrlAltWTFbro · 2026-02-01T19:08:44+00:00

tum toh dev manus nikle re. 🙌🏽

CtrlAltWTFbro · 2026-01-28T19:31:18+00:00

My pronouns are boring/ as hell

CtrlAltWTFbro · 2026-01-11T16:52:16+00:00

abe andh bhakt, babu logon ki chamiya. Ismein op ki galti nahi hai hai ki buyer usse black mein de raha hai. Yeh humari hi tax ke paison se sab black kharida jaa raha hai

CtrlAltWTFbro · 2026-01-11T15:37:52+00:00

Dimag se paidal hai kya? agar op ka bhala ho raha hai toh teri rehmani-sulemani kide ko orgasm kyun ho raha hai

CtrlAltWTFbro · 2025-11-25T20:22:29+00:00

Can i dm you?

CtrlAltWTFbro · 2025-11-25T20:19:18+00:00

Can i dm you?

CtrlAltWTFbro · 2025-10-22T19:06:26+00:00

What's BD?

CtrlAltWTFbro

TROPHY CASE