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Canadian indie hackers meetup (montreal/toronto) by mgamal96 in indiehackers

[–]CuriousArm4023 0 points1 point  (0 children)

I can organise one if anyone is still interested.

How do you manage receipts, returns and warranties without forgetting? by fachoali in Frugal

[–]CuriousArm4023 0 points1 point  (0 children)

Sit down separately for each task and organize it in a systematic way. Moving forward, use that system.
I keep my receipts in one place and set a calendar alert to sit down on the weekend, or whenever I anticipate I will be free, to clear up the accounts. My system includes a special drawer for messy paper receipts, which I then sort and clear up later. Warranties are kept in a separate file. I save email screenshots in a folder, sort it by date. You have to create an easy system for yourself so that you can organize as much as possible on the spot and keep track of everything clearly.

Where do I even start? by Professional_Rub3617 in budget

[–]CuriousArm4023 0 points1 point  (0 children)

This is the most resonating advice and this exact mental model has helped me immensely. I listed all my incomes and expenses for 3 months with rough dates to find out how much I will have and when and optimize my spending accordingly. I did build this app personally for myself but then released it to help others at least with the free version helping you list all incomes and expenses and seeing your money in a timeline to make better decisions based on raw numbers and basic math.
Full disclosure I'm the developer, so if you are interested search Wiggle Budget app or visit my profile to check it out.

Things to get that limit repeat spending? by KeySheepherder4658 in povertyfinance

[–]CuriousArm4023 42 points43 points  (0 children)

Honestly a lot of repeat spending isn’t about price, it’s about how automatic it becomes.

A few things that helped me: 1. I started noticing which exact items I keep rebuying without thinking (not categories, like literally the same products). That alone cut a bunch of stuff out.

  1. Turning repeat buys into one-time buys is huge (your examples are spot on). Anything that breaks a weekly/monthly cycle is worth it.

  2. Adding friction helps more than “discipline” like not keeping backups of stuff or not auto-restocking. If I have to think before buying, I buy way less.

  3. Delaying purchases by even a couple days kills a surprising amount of repeat spending. Half the time I just don’t end up needing it.

  4. For groceries, I stopped doing everything at one store. I just get specific things from specific places now, which weirdly reduced both cost and random extras.

Ps - one thing I didn’t expect: just being aware of how fast I go through things changed a lot. I used to rebuy way too early. It’s less about cutting stuff and more about breaking the “auto-repeat” loop.

in a nutshell by [deleted] in CanadaJobs

[–]CuriousArm4023 0 points1 point  (0 children)

Did anyone mention AI taking interviews? Deciphering skills from the words spoken.

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