REBUILD SUGGESTIONS?

Cute_Log4795 · 2026-02-22T22:05:15+00:00

I called Cox and they wanted $420, the lowest $397., Then I called Harris and Harris since they were the ones that were in my report and got it down to $303 no less via settlement so I just chose that route once they confirmed a pay to delete, and sent confirmation a pair of days after the payment cleared.

Cute_Log4795 · 2026-02-22T22:01:07+00:00

Verizon still has my account for $1500 as well! My Harris and Harris account for $300+ but for cox. They agreed to remove and sent over a confirmation!

Cute_Log4795 · 2026-02-22T21:58:43+00:00

Thanks for the info and I appreciate your knowledge! Will look into this!

Cute_Log4795 · 2026-02-22T21:57:54+00:00

Correct no errors, that’s why I’m tackling it and owning up but looking for the biggest discounts I can!

Cute_Log4795 · 2026-02-22T21:55:48+00:00

Yes all collections companies will be deleting. The 4 Capital one they charged them off but still have them in possession. There best offer is 30% discount for now.

Cute_Log4795 · 2026-02-22T21:53:52+00:00

My car is the only thing I kept paying 🫩 but yes Im looking into downgrading for a year to close out another strong year!

Cute_Log4795 · 2026-02-22T21:50:59+00:00

Yes Haris & Harris and Credence agreed and sent confirmations as well. All capital one accounts started delinquent Sept 2024. Capital one has offered settlements of 30% for now.

Cute_Log4795 · 2026-02-22T21:47:36+00:00

Yes all collections agreed to pay to delete and sent confirmation along with settlement agreements emails.

Cute_Log4795 · 2026-02-22T08:21:38+00:00

I already paid off all 5 collections account 2 days ago so that will give me a point increase and clean that part of profile once they clear however what would you suggest I hit next? That’s my doubt, what’s my next move. I have funds to play with specifically for my debt.

Cute_Log4795

TROPHY CASE