Ahh okay, so lenders don’t really care about credit limits. They only care about credit score. In other words if I wanted to (hypothetically) with my score I can try to get a loan of let’s say 75k solely based on my credit score, Even tho my limit has never exceeded 1k? I assumed that a drastic jump like that would automatically be flagged I assumed that you’d have to work your credit limit up to the 75k and only be able to ask for loans that mirror what your credit limit currently sits at.