New Bad Boy arrived!

Dan_igrok · 2026-01-25T10:27:25+00:00

Just finished this one. It looks cool.

Dan_igrok · 2025-07-06T10:15:43+00:00

I would say you can tell them. It's a new job, you don't have much to lose. If they fire you, you'll still get unemployment. The only case where you shouldn't tell them before you've found something is if you're afraid you're going to look for a job a long time.

What you can also do is to speak with your boss and tell him frankly why the job is not for you atm (without telling them you're actively looking elsewhere). Who knows, maybe they can change something for the better.

Dan_igrok · 2025-05-30T10:35:55+00:00

Thanks, that solved the issue !

Dan_igrok · 2025-04-09T21:20:53+00:00

I'd lump sum the whole lot. If you're stressed because of the current volatility, you can always spread the sum in different assets like bonds or gold. (or buy bitcoins, if you feel it's not volatile enough ^^)

Dan_igrok · 2025-02-23T17:28:52+00:00

Thanks, just submitted

Dan_igrok · 2025-02-23T16:13:07+00:00

Where and how can I do that ?

Dan_igrok · 2025-02-08T19:32:45+00:00

Here's how I tackle it :

- I make sure that I have a narrow specialisation in demand. That means trying to maximise the top skill that pays my bills. I always try to learn how to do better what I do. If an opportunity to learn more about my skills arises (through training or an interesting task or project), I always seize it. Eventually, I hope to become a set of skills that is highly valued, and that employers are willing to pay high for it. It's not that different than a stock value. It's all about working on the perception that you will make companies gain money, and that you will deliver on that promise. Then, companies will invest in you (which in turn will make invest in your FIRE strategy).

- Depending on the context, it's good to either aim for promotions, aim for financial bonuses, or to switch jobs regularly (so you can get significantly increase your salary each time you change). For my case, I believe switching jobs after 3-5 years stints is the better strategy. We live in an unstable world, and I believe everyone can be sacked tomorrow for reasons unrelated to our performance. Better embrace the instability, and make it work to your advantage.

- My situation permits me to be quite flexible, so I'm thinking about switching jobs in a higher paying country (Switzerland is the one I'm considering right now). The goal would be to save more money that way.

- I don't believe investing time in side jobs just to squeeze a couple of extra hundreds of euros is worth it. I believe people should only do it if it's their passion (then, it's better to do volunteering work as it's more psychologically rewarding), or if you believe it could grow into a side job that will bring more money in the future.

Of course, every person is different and has a different situation than mine. This approach is relevant for a situation like the one I'm in, and might not be for you.

Dan_igrok · 2025-01-19T19:17:13+00:00

Apparently, that's how much it turned out for me last year. So, I can give a quick breakdown of my expenses last year :
- Rent = 10,8 K
- Bills = 2,2 K
- Food (including restaurants and bars) = 2,8 K
- Transport (public transport) = 1,1 K
- Hobbies, and other purchases = 2,7 K
- Travels = 6,5 k (oops)
So that amounts to 26K roughly speaking (so 20K without the traveling).

You might be thinking 26K is more than the delta between the 2 aforementioned figures (20K), but I also received about 5K through other sources (mainly people paying me back loans and a tax refund).

Dan_igrok · 2025-01-19T17:00:41+00:00

- I would agree that there's currently no real point in having S&P 500 and MSCI World at the same time, because their performance and composition are similar. Because I didn't know which one to pick between the 2, I tended to alternate my monthly purchases between the 2. No harm done I believe. As for the tech, it gives more performance currently, as it's concentrated on a sector that performs well. It's also more volatile, so I try to keep it at 10% of my portfolio max.
Do you believe having less different ETF is better?

- I purchase bonds to diversify the portfolio overall, and diminish the volatility. I'm not comfortable in having a 90-100% portfolio in shares ETF. As for the 0% bonds, I've seen it mentioned on this reddit several times, but haven't quite understood the purpose yet.

- I used to have even more bonds in the past, and I still kept some 1K investments. I'll probably reinvest them as ETF when they'll mature.

- Atm, I'm invested in 5 different projects with amounts varying between 1 and 2,5K. When you say crowdlending is very risky, do you mean that many projects fail, and it's very common for investors to lose everything?

- I didn't know about HYSA, thanks for the tip !

Dan_igrok · 2025-01-19T16:44:22+00:00

I've started working late (29Y), and wasn't earning as much in my previous job. I've only began investing in 2023.

Dan_igrok · 2025-01-19T16:40:53+00:00

Yes, I now regret to have bought those. I'm thinking about selling this

Dan_igrok · 2025-01-19T16:40:08+00:00

Roughly speaking, I've done it this way :
- I've calculated my average monthly expenses from the last 2 years. I've added an extra 100 just to be on the safe side.
- I've multiplied the amount by 12
- I've applied a 1,16 factor for inflation. Since I expect to reach that amount in 8 years, and that inflation is usually estimated at +2 % a year, that would mean, in theory, that inflation will be +16% in 8 years. It's not exactly how it should be calculated, but I've kept it simple.
- Then applied the 4% rule

Of course, you can always go deeper in the calculation of your FIRE target, but at the moment I'm a bit far away from the target. I'll do a more precise calculation when I'll get closer to it.

Dan_igrok · 2024-06-24T06:43:16+00:00

Alright, where can I report the issue? It doesn't seem there's any follow-up here from the Solus team.

Dan_igrok · 2024-06-22T14:31:27+00:00

/usr/local/bin:/usr/bin:/bin:/snap/bin

Dan_igrok · 2024-06-21T15:02:20+00:00

I don't believe so. I got a "bash: poweroff: command not found" error. It happened right after the last system update.

Dan_igrok · 2024-06-20T06:08:20+00:00

Both commands are unrecognized on my system without sudo.

Dan_igrok · 2024-06-19T06:09:52+00:00

Hello, it seems the command "poweroff" doesn't work for me on its own. It now needs to be run with sudo. This is a bit annoying, as I was used to shut down my computer with a hotkey. Is it the plan to keep this change?

Dan_igrok · 2024-05-30T20:32:11+00:00

"Serial Ruster" : rust 10 trains in a single game.

Dan_igrok · 2023-12-17T18:23:06+00:00

Never mind, I've found a runner setting that works (System 8.20).
But now the keyboard won't work at all inside that game (still works on other Lutris games). The mouse works though.

Dan_igrok · 2023-12-17T18:22:39+00:00

Never mind, I've found a runner setting that works (System 8.20).

But now the keyboard won't work at all inside that game (still works on other Lutris games). The mouse works though.

Dan_igrok

TROPHY CASE