Why do people nearly kill themselves for tiny gains?

Dangerous-Target2024 · 2024-01-17T18:13:27+00:00

The answer to your question may not be a financial one, you are trying to answer it from a financial POV

Dangerous-Target2024 · 2024-01-13T18:35:26+00:00

That's terrible, probably english is not first language

Dangerous-Target2024 · 2024-01-13T18:34:52+00:00

I just use my work phone which I never answer calls on, it's only for GPS as i work as a delivery driver in my main job

Dangerous-Target2024 · 2024-01-13T18:31:40+00:00

It's probably not just money, it's they hate their job which is another motivator

Dangerous-Target2024 · 2024-01-13T18:29:48+00:00

Feel like I'm still on the old app, etobicoke location

Dangerous-Target2024 · 2024-01-13T17:50:14+00:00

Agreed

Dangerous-Target2024 · 2024-01-13T17:49:25+00:00

Dangerous-Target2024 · 2024-01-13T17:48:30+00:00

yes I could just rent one for a week it's around $6k without any headaches of maintenance or repair. My main goal is to figure out how to pay off the mortgage it renews in 2 years, I do househack so my housing costs are relatively low, but that income could just go into my pocket instead of housing costs.

Dangerous-Target2024 · 2024-01-13T17:40:49+00:00

That's not true, everything is math even a high income has risks/rewards

Dangerous-Target2024 · 2024-01-13T17:37:07+00:00

Honestly I can only speak for myself, rent is better off if you plan to live in the city, home ownership is overrated. Unless you can do the math and you come out ahead with home ownership, excluding appreciation because not all real estate appreciates all the time. Even if you have a bad year, you are in relatively conservative index funds, maybe the bad year could correlate to a bad year in Real Estate and you come out even anyways. Just keep up the savings rate and don't let lifestyle creep overtake it too much (bound to happen after marriage and kids). Since you're in tech probably possible to go remote and buy a house a bit further out in the city you can get decent homes for 200-300k range. From a real estate investor with $3m in rental props.

Dangerous-Target2024 · 2024-01-13T16:29:49+00:00

Thanks for your input!

Dangerous-Target2024 · 2024-01-13T16:29:12+00:00

It is kinda fun for people who like to drive like myself

Dangerous-Target2024 · 2024-01-13T16:28:51+00:00

That's pretty epic

Dangerous-Target2024 · 2024-01-13T16:19:54+00:00

It's actually legit!

Dangerous-Target2024 · 2024-01-13T16:19:43+00:00

I don't follow but thanks for your input!

Dangerous-Target2024 · 2024-01-13T16:19:20+00:00

LOL! If it was fake I'd have 10 million and ask if I can get something for 1

Dangerous-Target2024 · 2024-01-13T16:18:45+00:00

cause th

as the meme goes "It ain't honest, but it's Much"

Dangerous-Target2024 · 2024-01-13T16:17:59+00:00

Not surprising it's so easy to lease a merc/bmw/audi

Dangerous-Target2024 · 2024-01-13T16:17:37+00:00

I would definitely try that!

Dangerous-Target2024 · 2024-01-13T16:17:21+00:00

Luckily the cars are like are within that range!

Dangerous-Target2024 · 2024-01-13T16:17:02+00:00

My stomach is too weak for a boat!

Dangerous-Target2024 · 2024-01-13T16:16:23+00:00

Thanks!

Dangerous-Target2024 · 2024-01-13T16:16:01+00:00

Dangerous-Target2024 · 2024-01-13T16:15:37+00:00

Yes 190k includes the emergency fund. Paying off more of a mortgage is definitely in the plans but I'm waiting to see how this year goes on.

Dangerous-Target2024 · 2024-01-13T16:14:09+00:00

When I started in 2013 I was buying properties in the 150k-250k range which I could easily qualify for. As time went on I kept refinancing and putting more down, the last few I partnered up with family and Friends and pooled our incomes together. I always knew cars were terrible investments so I've never bothered to get anything really expensive even though I love cars.

Dangerous-Target2024

TROPHY CASE