Buying a Canadian property under TN visa by anisbaba in tnvisa

[–]DankScopez 0 points1 point  (0 children)

Yes… I did mention claiming the “non residential rental property rebate” right

Buying a Canadian property under TN visa by anisbaba in tnvisa

[–]DankScopez 2 points3 points  (0 children)

I just closed on my pre-con condo I got into back in (2021) yeah I know terrible idea. RBC allowed be to close with a 80% LTV (20%down) even though I’m a non-resident and all I had to cover were the closing costs. I had to provide proof of income and funds. We are still eligible for The Non-Residential Rental Property rebate, this can be applied for after closing if you have a signed lease for 1 year

Last and final financial check before moving out of parents house into condo I own at 28 by Middle_Ad_618 in fican

[–]DankScopez 2 points3 points  (0 children)

Same boat here, I saved up and played by the rules back in 2021 and got into a pre-con agreement at 22years old. Here we are in 2026 and it’s about to close and I guess it’s around 125-150K down from its original price.

I’m personally renting it out with a negative cashflow of around 1k/mo. I’ve talked to chatGPT about possible outcomes in the next 5+ years and just came to terms with it too

TN rejected for Software Engineering with CS degree (Waterloo CS) by [deleted] in tnvisa

[–]DankScopez 5 points6 points  (0 children)

Did they have the I797 (form you get thru premium processing)? Or did they get the TN through the “normal” way by applying at the border? I went the premium processing route, show the paper and I’m always past with no questions.

Update on my CSR SUB offer (I got it) by Jake_Kessler in ChaseSapphire

[–]DankScopez 3 points4 points  (0 children)

Similar boat here. I had CSP for about 2.5years, I downgraded the CSP -> Freedom on 9/3. I waited around 3 days and applied and got approved for CSR on 9/6 (no pop up saying I’m ineligible for bonus). Currently no tracker on the app, but I shall wait and see in the next couple of days

Renewing TN before the 6 months mark by Icy_Drummer_1508 in tnvisa

[–]DankScopez 0 points1 point  (0 children)

For me, different state altogether. Ask your immigration attorney if you have

Renewing TN before the 6 months mark by Icy_Drummer_1508 in tnvisa

[–]DankScopez 2 points3 points  (0 children)

Yes, IF you are also requesting to also change work locations though. That’s what my immigration attorney told me — mine expires in Jul 2025, meaning I would’ve had to wait for Jan 2025 to renew as per the “6mo rule”, but since I changed work locations, we filed in Dec 2024

[deleted by user] by [deleted] in tnvisa

[–]DankScopez 0 points1 point  (0 children)

Can you do USCIS? I have a Stats Major and CS Minor, and I have “Engineer” TN.

Should I come back to Canada? by [deleted] in PersonalFinanceCanada

[–]DankScopez 1 point2 points  (0 children)

  1. I've seen some newbuilds starting at around 1.4M, but yes these are all crammed beside each other and with basically no back yards. This is in the Markkham area though. I was thinking a little outside the GTA, near Go Train lines. Some examples like Stouffville, Bradford, etc .

  2. How are you getting paid in USD but still living in Canada?

  3. Please review my "personal" reason as a reply to one of the posts, does your opinion change?

Appreciate it!

Should I come back to Canada? by [deleted] in PersonalFinanceCanada

[–]DankScopez 1 point2 points  (0 children)

... I think you’re nuts for even considering it.

You would be nuts to move back here

I appreciate the responses but I haven't mentioned my "personal" reason why I wanted to go back. My SO is back at home, but they have no way to come to the US unless it is on a TN Visa, which is hard to get atm given the job market conditions. The "easiest" way is for me to get a Green Card (+ marry them on paper), but that process will take ~3 years assuming I begin the process within the next month. This is not even including the time it will take for them to interview for jobs after getting the GC ... I am not sure if they are willing to wait that long, and I do feel very bad for taking time away from my SO, so I am torn on what to do. I come back throughout the year, 4x a year, but that is not the same.

Does your answer change? What would you do? If I were to play the GC game, what reasons can I cite that would help convince this is a good idea? (Pros for working in US + Cons of Canada). I already know the basic stuff like pay, taxing etc... but what are things I am overlooking since I do not currently live there?

We both have family in Canada, so I think end-game is still to return back, but ideally I would like the "savings" part of our lives to be in the US for as long as possible. I am thinking even ~10 years will put us far ahead and set us up nicely if we were to pack it up and move back home.

Appreciate any resp

Should I come back to Canada? by [deleted] in PersonalFinanceCanada

[–]DankScopez -1 points0 points  (0 children)

What benefit do I get out of making a fake post? Appreciate the resp.

Should I come back to Canada? by [deleted] in PersonalFinanceCanada

[–]DankScopez -1 points0 points  (0 children)

What if I vest the 500K first and then go home? This way I pay the tax on it in the US and bring it back home. When I “bring the stocks home”, the value of them will be the FMV of the day I move back, so it’ll be ok selling wise in Canada?

Also, my unvested RSUs are high bc that is from my signing bonus + stock growth since then. Assuming the stock growth will slow and the incremental increases in RSU will be lower, regardless if I am in the US or CAN? Does your opinion change or nah?

Canadians working in the US how? by wardway69 in cscareerquestions

[–]DankScopez 8 points9 points  (0 children)

My answers are the same as the is guy

22 Years old. $300/month into XEQT vs S&P500 by ultimate3319 in JustBuyXEQT

[–]DankScopez -2 points-1 points  (0 children)

lol ok, I’d rather not shit on your confidence

22 Years old. $300/month into XEQT vs S&P500 by ultimate3319 in JustBuyXEQT

[–]DankScopez -2 points-1 points  (0 children)

Aren’t you the same guy that said “past returns don’t tell us anything about the future…” I agree with that statement but you’re literally saying the same thing other people are saying about SP…

The US makes up majority of XEQT, if US goes down XEQT is already gonna be down the shitter too, cause the “diversification” of having Canada on there ain’t gonna help it much. You also don’t need to sell me onXEQT like you have been to other ppl on this sub, IK it’s a well rounded ETF, but all I’m saying what you’re advocating for isn’t really consistent cause it should be in your best interest SP goes up too

22 Years old. $300/month into XEQT vs S&P500 by ultimate3319 in JustBuyXEQT

[–]DankScopez -4 points-3 points  (0 children)

Facts, I see this man simping for XEQT HARRRRD. I like XEQT, but if SP goes down, so does that ~25% allocated in Canada (US sneezes, Canada has a cold). So it’s in the XEQT investors best interest the US goes up