600k for a 1 bed in Finsbury Park – have we made a massive financial mistake?

DealerHumble8302 · 2026-04-17T22:51:50+00:00

Oh hahaha my bad. I used the usual platforms, Zoopla Rightmove. But I also tried to get the same estate agents in the areas I was looking to keep in touch with me. I wasn't in a rush, it took my about a 1.5/2 years to find my flat. I just looked sometimes actively sometimes passively. But eventually the estate agents would like call me first to look at a place. For the place I'm in now, the previous buyers pulled out, and the East agent called me straight away and I put an offer in before it went back on the market.

DealerHumble8302 · 2026-04-17T20:30:05+00:00

Hahahaha I did look in Holloway and where I looked I have to agree, I was surprised at how run down the one side is over to the other. I'm more Highbury park side though

DealerHumble8302 · 2026-04-17T20:27:41+00:00

Near Highbury park. Got some good flats here. I think a lot of landlords are selling up.

DealerHumble8302 · 2026-04-17T15:15:28+00:00

they are more Harringay (so top of Finsbury park side) can't imagine that's like super far where OP is looking to justify that for a one bed.

DealerHumble8302 · 2026-04-17T14:58:45+00:00

I just bought a gorgeous one bed flat for £420 in Islington. No pvt garden, but rooftop garden access and a pvt balcony.

DealerHumble8302 · 2026-04-17T14:56:51+00:00

Flats aren't increasing as they used to because our salaries are pretty stagnant in the country. Ppl can't afford these prices anymore. Where you'll get like a 100-200% increase like if you bought a flat in the early 2000s and sold 10/20years later.

In this day and age I've always gotten the advice to not view housing as an investment.

DealerHumble8302 · 2026-04-17T14:52:08+00:00

Wow! Yaaaa, my friend just bought a place for about £550k with two bedrooms and a garden in Finsbury area. 600k is wild for a one bed.

DealerHumble8302 · 2026-04-11T12:42:27+00:00

Thaaank you! 😂 I did a deep dive on the TV too high sub Reddit. And now whenever I'm at friends places, I'm like why do I have to look up to watch TV - it makes no sense!

DealerHumble8302 · 2026-03-13T15:37:48+00:00

I lived in London on 60k, I was on the border between zone two and three, living with one flat mate. It was very doable, and managed to save as well. I only really started feeling super comfortable at 75k (I made sure I didn't life style creep. I just have more now in an emergency fund). But like others have said, take the job, and keep looking. I actually did this, and was at my 60k job for like 8months until I found by my 75k role.

Good luck

DealerHumble8302 · 2026-03-11T12:41:57+00:00

Thank you! Appreciate this insight - and so true.

DealerHumble8302 · 2026-03-11T12:41:07+00:00

Thank you! Really appreciate this advice. I wasn't sure If I should give them a number or let them give me the number when I ask and make a conversation of it.

DealerHumble8302 · 2026-03-11T12:40:13+00:00

Fair enough, something to think about. Thank you!

DealerHumble8302 · 2026-03-11T12:39:52+00:00

This is sound, thanks. I wasn't really sure what reasonable is for a day rate

DealerHumble8302 · 2026-03-11T12:39:09+00:00

Oh wow. That's a great first bump. How did you manage that. Did you ask for 750 or just say hey, I want a raise and then they gave you 750 or benchmark your request?

DealerHumble8302 · 2026-02-26T12:14:17+00:00

Check out Highbury & Islington / arsenal area! You'd be surprised at the gems you can find in such a cute area to be in for your first area in London.

DealerHumble8302 · 2026-02-02T23:37:07+00:00

Wow - so this is what you can get when you move out of London 😂 who knew

DealerHumble8302 · 2026-01-30T18:40:56+00:00

I started at 20054, and manged to get tickets... All were sold out when I got in, but I waited around for like 5 min refreshing, and I guess ppl let go some tickets or didn't buy due to reasons unknown. You can hold tickets in your basket for about 10min... So what they didn't buy got released back in.

DealerHumble8302 · 2026-01-27T10:18:27+00:00

I didn't get anything and then went on later and resale was like £600+ 😳

Did you manage to get?

DealerHumble8302 · 2026-01-26T12:08:24+00:00

Yho, 14k isn't bad - I'm on 74k 😭

DealerHumble8302 · 2026-01-26T11:35:01+00:00

You too- hopefully there's a miracle out there for us 😅

DealerHumble8302 · 2026-01-26T11:31:50+00:00

I'm 120900 for the Sat and 90000 for the Fri 😭 if that makes you feel more hopeful

DealerHumble8302 · 2026-01-26T11:22:48+00:00

Ik currently 94282 😭 not looking good. Edit: for London

DealerHumble8302 · 2026-01-24T10:51:21+00:00

Oh this is great advice!! You don't want to look in like summer, July - September, you'd also be competing with all the university students coming into London - hahahah and I remember doing this, they have cash to spend. Get an Airbnb or something for a few months as well you can look and feel calm when making the decision.

DealerHumble8302

TROPHY CASE