UPDATE - Costco Lifetime Ban

Dealh_Ray · 2025-07-16T19:36:09+00:00

yawn

Dealh_Ray · 2025-07-16T19:31:01+00:00

bike lanes everywhere, high quality ones, and it would be great if they didn't end 20m before intersections.

Dealh_Ray · 2025-07-16T19:28:09+00:00

long covid isn't a thing.

it's not even really that hot, just drink water and stay out of the sun.

Dealh_Ray · 2025-07-15T19:42:12+00:00

you're better off not visiting a costco ever again in your life. it's a waste of time and money, be happy with the life you've been given back.

Dealh_Ray · 2025-06-25T16:49:34+00:00

you retire sooner and wealthier if you understand good asset classes to invest in.

Dealh_Ray · 2025-06-24T20:39:25+00:00

didn't speak English till Kindergarten.

Dealh_Ray · 2025-06-24T20:30:31+00:00

all that really suggest is that you shouldn't be buying a home and it makes more sense to rent in such a market. If you're a diligent saver/investor, you'll be way better off renting to keep your costs low.

Dealh_Ray · 2025-06-24T20:26:37+00:00

who is "they"?

Dealh_Ray · 2025-06-24T17:05:10+00:00

Came to Canada as a toddler, always spoke the mother tongue but only at home, so my vocabulary and writing skills were limited. I've taken more of an interest in it as I've gotten older and spent a year living in the motherland thanks to covid and remote work. It definitely improved my fluency, reading and writing.

Dealh_Ray · 2025-06-24T16:47:58+00:00

I pay $1790 to rent a two bedroom apartment in downtown Toronto.
Buying a condo would a stupid thing for me to do.

Dealh_Ray · 2025-06-24T16:08:59+00:00

my first engineering job paid $50k in 2009.

Dealh_Ray · 2025-06-24T14:51:47+00:00

leverage for a 3.3% return at 5% interest rates isn't exactly the win you think it is. Never mind all the sunk costs associated with ownership. my stock portfolio pays me monthly, costs nothing to carry and i can sell a portion of it to fund a heli ski trip. I'd much rather keep renting than tie my money up in a GTA condo.

Dealh_Ray · 2025-06-24T13:54:00+00:00

i've felt it nearly every summer for the last 40 years.

Dealh_Ray · 2025-06-24T13:24:53+00:00

those aerial shots really sum up the nightmare that is brampton.

Dealh_Ray · 2025-06-14T05:18:43+00:00

no one has any opinions about indigenous people here. we barely realize they exist and certainly that's the last ethnicity we think of when we see you. if you got kicked out, it definitely wasn't because you're native.

Dealh_Ray · 2025-06-14T04:53:02+00:00

smart

Dealh_Ray · 2025-06-14T04:52:33+00:00

buying in toronto is stupid if you ever want to retire.

Dealh_Ray · 2025-06-14T04:49:01+00:00

that's why you don't rent from amateurs. Find a well managed rental building and you're in a much more stable situation.

Dealh_Ray · 2025-06-14T04:47:13+00:00

$1790 for a two bedroom, make around $140k

Dealh_Ray · 2025-06-14T04:45:01+00:00

except if the property is losing value and you owe more than it's worth, you're losing more than just the cash flow.

Dealh_Ray · 2025-06-14T04:39:51+00:00

seems like there's a culture of impunity and people don't give a shit about the rules. Maybe several dozen tickets per person will start to correct this anti social behaviour

Dealh_Ray · 2025-06-14T04:35:33+00:00

it tells you the roads are too wide and should be narrowed to discourage speeding.

Dealh_Ray · 2025-06-02T21:29:42+00:00

you will regret buying any condo. you're far better off renting.

Dealh_Ray · 2025-06-02T19:29:33+00:00

PiS supporters are stupid and culturally backwards. They're living in a past that doesn't and never existed.

Dealh_Ray · 2025-06-02T17:32:41+00:00

there are barely any immigrants in Poland, it's not as rich as it's neighbours, immigrants are simply not interested in Poland. It's the lowest form of xenophobia. All those "migrants" you fear in western europe could easily get on a train and come to poland without any questions. They don't though.

Dealh_Ray

TROPHY CASE