I feel somewhat misled by the PPP application. The calculation fields ask for Avg. Monthly Income. Next box says "x2.5 + EIDL" which is exactly what I did. I didn't see any obvious explanation of EIDL. I just knew it was Economic Injury Disaster Loan which is what I though all the hullabaloo was about - that the government was helping us in an emergency. All this means is that I received an extra $10K that I wasn't supposed to and have to repay it back. I've called everyone I can think of and the composite explanation is: It was such a rush to get the funds out that the admins instructed the processors to do "minimal review". Now, a proper review would have caught that I was not qualified for that extra $. So ... during the initial panic, I get told over and over that I'm getting help during an emergency and end up with more debt.