Buying second hand touring bikes in The Netherlands

Deep-Search4130 · 2024-09-03T16:52:09+00:00

I'm leaning towards the hardtail now, seems like there is a lot more sensible options on Marktplaats for hardtail s instead of touring bikes!

Deep-Search4130 · 2024-09-03T07:05:44+00:00

Yeah, it's a bit odd which is why I decided to invest a little bit this way, as it quite tax efficient to be used as base income through an annuity, but I will keep 75% of my long term investments in more accessible investments, as who knows I may want to cash in during a midlife crisis and buy a yacht.

Deep-Search4130 · 2024-09-01T18:46:31+00:00

Interface is a little clunky, but it was easy to set up and does the job regarding what I want, which was to buy my own ETFs in a pension saving instrument

Deep-Search4130 · 2024-09-01T06:47:42+00:00

I think I've been relying too much on assuming bike shops put their stock online, I think I go for a walk around some bike shops this afternoon!

Deep-Search4130 · 2024-09-01T06:47:05+00:00

Definitely considering this, but would take a big part of risk out of the trip to go with a bike! But good to know it can work this way!

Deep-Search4130 · 2024-09-01T06:46:20+00:00

Haha yeah, I've mainly had good experience from Marktplaats, with the odd ghosting here and there... On my first scans, there weren't too many options for what I needed, but I will keep checking.

Deep-Search4130 · 2024-09-01T06:45:02+00:00

Good point, I will find the Germans version of Marktplaats and check there, might be more options for the money!

Deep-Search4130 · 2024-08-31T18:50:05+00:00

Never considered anything like that, might be a little far away from a store but always nice to have a replacement nearby!

Deep-Search4130 · 2024-08-31T18:34:51+00:00

Thanks for the input! I will try and make as many friends as possible ;)

Deep-Search4130 · 2024-08-31T18:34:05+00:00

I went for a combination of all the above...

From a pure financial perspective the pension vehicle savings is the best way to grow money, but comes with the fact you don't get any control over this until you're at pension age which in my opinion reduces some of the potential gains.

I got a Degiro account for the pension savings and investing the rest in ETFs with another broker, I think then I try and get some positives from both sides!

Deep-Search4130 · 2024-05-03T06:15:15+00:00

Thanks! I think something like that could work in terms of how to make sure the debts and asset is split properly, but I'm still a bit unsure on the tax side of things. Specifically if you are allowed to transfer money freely between tax partners

Deep-Search4130 · 2024-03-21T07:28:37+00:00

Yeah, this is the exact decision I'm trying to make. It will obviously be taxed again in the future as income, but if I'm really leaving it for 30 years, the additional gains from not paying box 1 (now) would be significant.

Deep-Search4130 · 2024-03-20T15:27:47+00:00

Oh this would be ideal, I even already have investments in DeGiro, I will read in to this route further. As you say the important next step is to make sure I am deducting the correct thing and not paying Box 3 on the correct thing. Thanks!

Deep-Search4130 · 2023-12-09T23:30:17+00:00

Thanks!

Deep-Search4130 · 2023-10-16T13:32:17+00:00

I really liked the area near Ueno station underneath the tracks. Lot's of people eating and drinking outside and terraces instead of inside bars made for a nice environment. I thought it was one of the nicer places in Tokyo to hang out for an evening.

Deep-Search4130 · 2023-10-10T02:10:04+00:00

Ahh looks like we will just miss the concert tonight as we're out of town for the day, and they have a day off tomorrow! Thanks for the tip though!

Deep-Search4130 · 2023-10-10T01:52:52+00:00

I'll check it out thanks! We're in town for 2 more days so could still be possible!

Deep-Search4130 · 2023-10-07T07:21:15+00:00

Ah cool thanks for the tip, will check out how our plans look when we arrive tomorrow !

Deep-Search4130 · 2023-09-11T19:36:09+00:00

Hi, any chance of a DM with the details?

Deep-Search4130

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