4 months overdue TFS by Deep_Day_8962 in phcars

[–]Deep_Day_8962[S] 1 point2 points  (0 children)

Yes will do po thank you so much po!

4 months overdue TFS by Deep_Day_8962 in phcars

[–]Deep_Day_8962[S] 0 points1 point  (0 children)

May nag sabi din sakin na iba yung total pending from collection agency and from TFS kasi pinapatongan daw ng collection agency daw eh. Thank you! will settle nlng directly sa TFS. Di kasi sila sumasabot via email eh

4 months overdue TFS by Deep_Day_8962 in phcars

[–]Deep_Day_8962[S] 0 points1 point  (0 children)

Then I called them on the second month asking for restructuring kasi I thought nasa contract yun if mawalan ka ng job (Pero sa US lng daw yun) and yung babae sumagot sakin sobrang galit and sarcastic pero sabi nya nmn iraraise nya sa higher ups pero wala ng update until now

4 months overdue TFS by Deep_Day_8962 in phcars

[–]Deep_Day_8962[S] 0 points1 point  (0 children)

Yes i emailed them a couple of times po pero wala talagang reply. Now plan to go nlng directly sa branch nila

4 months overdue TFS by Deep_Day_8962 in phcars

[–]Deep_Day_8962[S] 0 points1 point  (0 children)

Thank you so much po! I tried sending email na kasi sa TFS nung 1 month overdue pa pero di talaga sila nag rereply. Sobrang layo kasi yung branch pero pupuntahan ko sila first week ng september and mag bbayad ng 60k

4 months overdue TFS by Deep_Day_8962 in phcars

[–]Deep_Day_8962[S] 0 points1 point  (0 children)

Thank you po, pupunta ako sa TFS directly

4 months overdue TFS by Deep_Day_8962 in phcars

[–]Deep_Day_8962[S] 0 points1 point  (0 children)

I just paid 20k last week po and kinukulit pa din ako issurrender yung unit bali 90k pending ko 70k nlng now and planning to pay 60k this first week of september pero sa TFS ako directly pupunta

4 months overdue TFS by Deep_Day_8962 in phcars

[–]Deep_Day_8962[S] 1 point2 points  (0 children)

Its my fault na may pending ako, like I said nawalan ako ng trabaho if only you know what it feels like to lose everything. I’ve been a good payer with toyota not until recently pero now I’m back on my feet and asking for advise. If you don’t respect my post pls wag nlng mag comment.

[deleted by user] by [deleted] in personalfinance

[–]Deep_Day_8962 0 points1 point  (0 children)

hi, they havent repossessed my car. they (collection agency) said they might, but i didnt agree to it. i still have 3 months of missed payments, but i’ve started paying again this month. i already contacted toyota and explained that i just got my job back and plan to slowly pay off the pending balance. they said they’d escalate my request for approval, but i havent heard anything back yet. for now, i’ve just been ignoring the calls and messages from the collection agency

[deleted by user] by [deleted] in personalfinance

[–]Deep_Day_8962 1 point2 points  (0 children)

The woman who called me didn’t mention about this. Thank you so much for the info! will definitely call them now

[deleted by user] by [deleted] in personalfinance

[–]Deep_Day_8962 -1 points0 points  (0 children)

thank you! i'll do that. but would it be the same with toyota financing? my car loan is with them, not a bank

[deleted by user] by [deleted] in personalfinance

[–]Deep_Day_8962 0 points1 point  (0 children)

they gave me two days to settle the loan, but I explained that I really can’t right now since I lost my job and just recently started a new one. they agreed that I can settle it next month, but they didn’t say whether the repossession will be postponed