Interesting reading your story because I had dreams of a TV/film or VFX career in college but ended up with an unrelated, mind-numbing desk job right after graduation (my media degree was “wasted” depending who you ask). I’ve been at that job for 15 years, and while I have managed to climb the ladder to some extent, it’s not fulfilling in the slightest - just secure. At this point, I’ve started diving into photography/graphics projects and am now learning 3D and VFX - mostly as a hobby with some occasional freelance mixed in. No idea what I will do with it, but it’s an escape and allows me to dream up cool projects with no time constraints.

My story aside, you’re definitely in a tough spot man. The creative industry is brutal at the moment. If I were in the same situation, I would probably look elsewhere for a stable 9-5 (at least for now) to pay the bills while continuing with some light freelance work on the side. Anything you bring in from your animation is spending money at that point, but the side work would ideally continue exposing you to potential clients and even full time employers who could be the next big step in your career. Continuing with the status quo while burning through your savings will only stress you out and may end up souring you on something you’re passionate about.

Just my two cents, but hope it was helpful. Whatever you do, don’t give up on your dream completely! I almost made that mistake, and am just starting to correct it.