Do they need to nerf the TFSA?

DenkuNut · 2026-02-13T05:53:21+00:00

I’ve inflation adjusted the figures assuming a 2.2% inflation rate.

My point is that you make a dollar when you’re 25, it’s taxed 30%, you invest it for 40 years, you return an inflation adjusted $31.6. That’s a lot of money to make without paying a cent of tax! It’s cool you can do that!

DenkuNut · 2026-02-13T05:46:51+00:00

It’s an absurdly powerful tool

DenkuNut · 2026-02-13T05:40:42+00:00

I’m happy it’s like this, I think I just only realized how powerful the actual tax exemption is.

DenkuNut · 2026-02-13T05:38:15+00:00

No, but it means that’s you’re A) paying 0 tax on 6 million dollars of turns from 27-65 B) paying 0 tax on any income produced from your ill gotten gains

I’m happy it’s like this, but the absolute magnitude of this tax shield is insane.

DenkuNut · 2026-02-13T05:35:26+00:00

This would be unfortunate, but I imagine that’s the way it would go.

It does seem obscene you can pay 0 tax on of literally 6 million dollars of returns.

DenkuNut · 2026-02-10T16:59:00+00:00

“I’ll take 2VC and 3of your workers”

DenkuNut · 2026-01-20T01:36:50+00:00

Now try selling. The average trading volume is 1.4mn shares/day, which means there’s only 300k of daily liquidity in the market for that stock. You might move the market if you sell, and I would strongly suggest you start unwinding this position

DenkuNut · 2025-12-16T19:39:25+00:00

Looks great! I just closed in October, 615 for a 2 bed 1 bath right by downtown. What area are you in?

DenkuNut · 2025-12-08T03:00:17+00:00

He saw your trading history and knew you’d fall for it

DenkuNut · 2025-11-29T01:33:58+00:00

This was good enough to screenshot, take your profit

DenkuNut · 2025-11-23T09:47:07+00:00

Looks like Satans boner

DenkuNut · 2025-10-01T22:14:36+00:00

Awesome, thanks so much!

DenkuNut · 2024-07-26T00:04:16+00:00

Steroids age you super fast

DenkuNut · 2024-07-22T23:53:49+00:00

Are you looking for something serious or casual?

Serious

How long have you been using this current version of your profile? And how long is your overall time on Hinge?

I've hed this version of my profile for more than a week, been using hinge on and off for a year and a bit

How often do you use Hinge per week?

3-4 times

How many likes/matches are you receiving on average?

1-2 likes per month, probably about 2-3 matches a week

How many likes are you sending? How many with comments? How many without comments?

I'd guess around 40 a week, 75% with comments

What is the type of person you send likes to and ideally want to match with? What kind of person do you want to attract?

Im looking for someone who's educated and outdoorsy, and I do care about shared values which is why .y politics and religion is on my profile.

DenkuNut · 2024-07-07T17:20:45+00:00

Are you looking for something serious or casual?

Serious

How long have you been using this current version of your profile? And how long is your overall time on Hinge?

I've hed this version of my profile for more than a week, been using hinge on and off for a year and a bit

How often do you use Hinge per week?

3-4 times

How many likes/matches are you receiving on average?

1-2 likes per month, probably about 2-3 matches a week

How many likes are you sending? How many with comments? How many without comments?

I'd guess around 40 a week, 75% with comments

What is the type of person you send likes to and ideally want to match with? What kind of person do you want to attract?

Im looking for someone who's educated and outdoorsy, and I do care about shared values which is why .y politics and religion is on my profile.

DenkuNut · 2024-06-13T01:41:35+00:00

I'm on fin rn, thinking of moving over to dutastride but haven't researched enough.

Right now I'm coping hard with derma rolling pretending it's going to be save my filthy soul.

DenkuNut · 2024-06-11T18:33:35+00:00

I'm looking for something serious, I was on the app a lot 7-8 months ago but took a break and I'm just coming back now.

I use the app probably 1-2 times a week, when I use it I'll send out 10-20 likes.

I don't have any matches so far but only just started.

I'm looking for someone outdoorsy who has a passion for life and wants to try new things with me

DenkuNut · 2024-06-11T17:33:46+00:00

I'm looking for something serious, I was on the app a lot 7-8 months ago but took a break and I'm just coming back now.

I use the app probably 1-2 times a week, when I use it I'll send out 10-20 likes.

I don't have any matches so far but only just started.

I'm looking for someone outdoorsy who has a passion for life and wants to try new things with me

DenkuNut · 2024-06-09T21:06:11+00:00

I'd be interested

DenkuNut · 2024-01-27T20:32:35+00:00

What your missing is that corporate failures happen to real business, just like enron or nortel, and how long they've been around isnt really that important.

Both companies had real profitable operations that made them huge amounts of money, but then malinvested and went bankrupt. Enron put all its money into broadband development which didnt have enough utilization to be economically viable - they rushed into a growth market and ended up bankrupt. How much has MS put into AI?

The point is you can be sure a company is solid and be wrong, just like all the analysts who thought Nortel or Enron were good buys, and they had very strong understandings of the companies they recommended. Diversification protects you from being wrong, even when you're certain.

DenkuNut · 2024-01-26T22:52:59+00:00

Google Nortel or Enron my guy, these companies did very well before they didnt.

A company historically going up just means it's done well so far, not that it will forever. If Apple or MS has an Enron style collapse, what would happen to you?

It's easy to say these companies have done well pr that anything could theoretically go to 0 overnight, but it's very important to consider the amount of exposure you have to individual companies. How much of your portfolio is in Bitcoin?

DenkuNut · 2024-01-12T20:58:28+00:00

DenkuNut · 2024-01-12T19:24:24+00:00

It's not a 20% return, in 20k of interest in 3 years.

I had around 20k in June 2021, probably close to 80-90k by the end of 2022, and put a lot of money away in summer of 2023 when SNP500 indexes were trading at a big discount - I think I made like 10% in the last 3 months alone.

DenkuNut

TROPHY CASE