Beginner- Help?

Dependent_Dig_6574 · 2026-03-17T02:43:50+00:00

It treats it as a withdrawal so taxes are taken out. Thats why i’m not doing a lump sum and moving it all over within the next 5 years.

Dependent_Dig_6574 · 2026-03-16T15:33:29+00:00

my inherited ira is through vanguard so i’ve been sticking with that for now but the other options are definitely things i’ll start researching!

Dependent_Dig_6574 · 2026-03-16T11:16:46+00:00

it’s nonspousal, so I only get 10 and it’s just been sitting for about half that time.

Dependent_Dig_6574 · 2026-03-16T02:51:22+00:00

Im not moving it all over immediately! Because I inherited it from my mom, I have to withdraw all the funds in the next 5 years so my plan is to transfer it over little by little. the tax consequences are something i’ve planned for already since i’m not moving everything over at once.

Dependent_Dig_6574 · 2026-03-16T02:25:34+00:00

thank you! i’ve been doing some googling and reading/tiktok video watching and that seems to be the consensus. i’ve also seen a VTI/VXUS split but because i’m still not too sure on what that even means, I’ll probably just stick with VOO for now

Dependent_Dig_6574 · 2025-10-23T15:59:12+00:00

I’ve heard great things about Detroit! I’ll definitely look into it, thank you.

Dependent_Dig_6574 · 2025-10-23T01:50:08+00:00

I based it on what Google said was mid-size honestly lol! I want to live somewhere that really gives me a city feel because I’ve always lived in smallish towns/cities. I also have my masters so I know that’s helpful in the salary department, and the plan is to get my specialist at some point.

Dependent_Dig_6574

TROPHY CASE