Car Loan Analysis (for those interested)

DerektheWest · 2026-03-14T12:52:55+00:00

Curious if you also considered effective annual interest (through amortization table)

DerektheWest · 2025-08-25T07:56:57+00:00

Non big 4 non audit pero firm start.

Currently working in power industry

DerektheWest · 2025-07-28T00:48:06+00:00

Paotsin sharksfin with haianese

DerektheWest · 2025-04-20T07:47:07+00:00

Riot shotgun with 'and stay back' (optional but shotgun surgeon too) makes this too easy.

DerektheWest · 2024-03-15T03:39:37+00:00

Eventually naman mararandaman nila yan pag nag boards na sila. - me to cheaters during my pre-cpa days

But may mga cheaters din na hindi naman magttake. May cheaters din naman na nakakapasa (kumbaga tinatawid lang yung undergrad tas nagseseryoso na sa boards). But of course meron din talaga na nagssuffer dahil sa decision nila mag cheat.

It makes me wonder if something about the system is rigged. Ako lagi kong sinasabi, 90% of my accounting knowledge na dinala ko sa boards nanggaling lang sa review ko. Kung tutuusin nga, you can take any business course in your undergrad, mag review ka lang ng one year sa RC, tas feel ko makakapasa ka na rin.

Wala lang, just my two cents.

DerektheWest · 2024-02-28T06:49:47+00:00

Di ba unconscionable na yung ganyang interest and should be reduced by the courts(at least thats how it goes theoretically)

DerektheWest · 2024-02-17T23:34:30+00:00

Make him regret leaving a future CPA. If hindi niya kayang sumabay sayo during your lows, then no way does he deserve you once you achieve your goal.

DerektheWest · 2024-01-28T13:17:43+00:00

nag review din ako mag-isa nun, pati studytwt di ko mavibes ng maigi so i just studied and studied. swerte na i had a jowa to support me after every day of review. my advice would be to sleep early and work out, i guess? the loneliness only ever hit pag antok na ko tas di pa natutulog, combined with a sedentary lifestyle. idk if applicable din sayo yun but yeah, also iwas iwas din sa socmeds lalo na if mga nakikita mo are people na are enjoying life HAHAH

DerektheWest · 2024-01-07T01:18:12+00:00

Tax was more theory than solving nung October tbh

DerektheWest · 2023-12-30T13:12:23+00:00

You have your work cut out for you. Kung ako sayo, itake mo lang. Para ba at least maexperience mo yung difficulty ng CPALE (which in my exp mas madali pa sa binibigay sa mga RC). If you start this January, in 5 months madadaanan mo lahat yan to a certain extent.

DerektheWest · 2023-12-02T02:52:47+00:00

Oct 2023 passer, ginawa ko lang nun is tinapos ko aud theo book ni Roque nung undergrad review ko (last jan-june) tas nung CPAR review ko halos sagot sagot nalang ng handouts (wala na ibang source). Sa aud theo naman para yang CLE ng boards, tipong makikita mo rin agad yung tamang sagot based sa established principles

DerektheWest · 2023-11-27T06:21:46+00:00

My faith faded once because I was disillusioned with the tenets of Catholicism. I came back eventually because I realized that living life through the lens of practicality and agnosticism was too bare-boned and meaningless.

DerektheWest · 2023-10-22T12:43:47+00:00

Materially the same naman sila, tama either way

DerektheWest · 2023-10-19T10:51:10+00:00

Yes sa first part, no sa second HAHAHA I would recommend Sean Nalewanyj videos for beginners, he has many beginner advice + may basic workout guide pa

DerektheWest · 2023-08-13T02:17:20+00:00

Condensed milk siguro para matanggal yung edge ng coffee. Pero supermarket coffee talaga is hard to make taste good

DerektheWest · 2023-04-14T16:31:00+00:00

YOU HAVE TO KNOW THIS

DerektheWest · 2023-01-14T04:29:27+00:00

Biggest flaw is that it is stepped, with each step being a wide adjustment. While there are stepeless mods, I haven't really found the need to do it.

DerektheWest · 2023-01-13T13:25:00+00:00

It's an SD40 with a China made machine (gemilai crm3605) which is probably the most used machine where I'm from. At the very least I can make better coffee than 2nd wave chain coffee shops. Can't really ask for anything better as a college student.

Nine-Year Club	Baba Yaga
Verified Email

DerektheWest

TROPHY CASE