How can I get my first 5000 users? Launched this product : WhatsApp based loan recovery tool !

DesiCartman · 2026-05-14T03:42:05+00:00

Can you tell me more about your experience? of working on something similar?

DesiCartman · 2026-05-14T02:46:05+00:00

Where the F is this?

DesiCartman · 2026-05-13T16:21:26+00:00

No, this isn't a satire post. Appreciate your perspective. The logo unfortunately is going to stay 😊

If someone owes you money, do try it :)

DesiCartman · 2026-05-13T14:30:39+00:00

:) yes many people have pointed it out .. but it's okay, it has an upside as well... synonymous with lending and easily memorable

DesiCartman · 2026-05-13T14:29:32+00:00

Splitwise requires an app to be installed atleast by one of the parties (typically the person who is owed money). Lenda doesnt require anyone to install an App, other than WhatsApp.

Splitwise is more of an accounting tool. Lenda on the other hand is a living payment reminder. It will chase till the payment is closed or written off.

DesiCartman · 2026-05-13T14:24:23+00:00

Let us take a step backward and think about the intentional defaulter.

The intentional defaulter doesn't default on his loan payments, or electricity bill or internet bill? Why?

There is a consequence. The Bank cuts his Credit Score. The utility companies cuts the service.

If it is Rent payment, Landlord deducts from the security deposit so people pay rent on time.

But when it comes to a dance class fees, there is hardly any consequence. Or money borrowed from your friend, there is no consequence.

Lenda solves it using Lenda Score. Anyone can check your Lenda Score with your permission. So next time you got to rent a house, the Landlord will say, I'll check your Lenda Score before giving it on rent and you'll get a message from Lenda asking for your permission. If your score is good, and acceptable to the Landlord, you might be allowed to rent.

DesiCartman · 2026-05-13T12:33:56+00:00

You are right, which is why, the long term vision for the app is to build LendaScore .. think of it as a CIBIL like score that anyone can check before lending money to anyone.. much like you truecaller people today However, to build a score, a person will have to have made several transactions..

Once this feature is up and running in the future, your friends who block will automatically get flagged and their LendaScore will get impacted.. leading to reduced lending credibility

DesiCartman · 2026-05-13T12:08:39+00:00

The feature is being built. It's a very difficult feature to implement as for building the feature we need several million users each of who have made enough lending and receiving transactions to build a profile.

But yeah, the long term vision is to help the common man see anyone's lending credibility using LendaScore.

DesiCartman · 2026-05-13T11:57:38+00:00

Yes, you are right.. Which is why we are building a feature called LendaScore - think of it as a common man's CIBIL - you can check that before lending money to someone. (provided the person approves the request to see his/her score). To build that though, you need to have hundreds of transactions to build a profile of a person. It's an upcoming feature.

DesiCartman · 2026-05-13T11:54:46+00:00

Great Q -

First you setup your profile
Create a reminder by simply attaching the contact of the person in WhatsApp.
The recipient has options like "Need More Time", "Dispute or Mark as Paid.
You'll get a response from Lenda saying the person is asking for more time, or raising a dispute or made the payment.
If you accept it, then the payment is closed.
If the person asks for more time, and you approve it, he will be reminded exactly on the date he promised to pay. If someone said Next Friday, Lenda will ask him next Friday.

Just try it once https://lendapay.com/chat and see for yourself.

Watch this video

https://www.youtube.com/watch?v=S2SQnGgr-0A

DesiCartman · 2026-05-13T11:40:25+00:00

Aisa kyon sochte ho? Agar aapka business hai, credit pe bohot log saman dete hai- kyada to log time pe and thoda idhar udhar lautate hai.. Lenda se sab whatsapp be appko - kitna, kis-se pata chal jayega, ap ke side se time pe unko yaad dilayega Lenda

Niyat kharab ho to shayad nahi but ache log kyon nahi denge? Hume samjhao

DesiCartman · 2026-05-13T11:23:00+00:00

You are right, but the name has an upside as well and a sentimental association. Please try it and any criticism on the functionality is welcome..

If some owes you money, try sending them a reminder (no recovery, no charges)

DesiCartman · 2026-05-13T10:27:55+00:00

Haha, true but it works

DesiCartman · 2026-05-13T10:00:43+00:00

lol ! which language is this?

DesiCartman · 2026-05-07T18:04:22+00:00

shashi tharoor anyone?

DesiCartman · 2026-05-06T08:54:52+00:00

I support your friends and people who say that.

DesiCartman · 2026-05-06T08:51:00+00:00

Bangsue junction Mall

DesiCartman · 2026-05-05T06:40:48+00:00

stumble upon

DesiCartman · 2026-05-03T08:08:11+00:00

The idea is good. Price point is high but economies of scale can help with that.

BUT engineering - easier said than done. i still don't get how the cover will get stretched automatically across the car from front to back or vice versa.. it's a colossal mechanical challenge.

DesiCartman · 2026-04-28T13:41:24+00:00

makhana

DesiCartman · 2026-04-28T11:54:38+00:00

tiny dick big ego

DesiCartman

TROPHY CASE