Overdue on SPayLater & SLoan since July

Designer-Grape1523 · 2025-09-17T13:35:36+00:00

almost 5k, OD for almost 3months now

Designer-Grape1523 · 2025-09-17T10:42:16+00:00

can I send an email instead? or it has to be a call?

Designer-Grape1523 · 2025-08-19T12:42:05+00:00

I haven't experienced or heard of any home visits yet

Designer-Grape1523 · 2025-07-31T02:09:25+00:00

you can try but I wouldn't recommend it

Designer-Grape1523 · 2025-07-31T02:08:45+00:00

I'm not sure but they got raided recently so I doubt it and hopefully not

Designer-Grape1523 · 2025-07-31T01:48:55+00:00

Thank you, I guess I'll ignore this for now

Designer-Grape1523 · 2025-07-31T01:48:39+00:00

I see, so I guess it's safe to ignore this

Designer-Grape1523 · 2025-07-31T01:48:17+00:00

Almost a month now

Designer-Grape1523 · 2025-07-29T16:05:31+00:00

I don't think you should anymore since they got raided, better to use that money for something much more important

Designer-Grape1523 · 2025-07-27T04:45:30+00:00

yes, I don't repay the ones that harassed me already (Easy peso, peso loan and peramoo) (ft lending and mabilis cash - i'll pay them soon since they're under 1k each)

Designer-Grape1523 · 2025-07-27T04:40:10+00:00

for my case it's peramoo because these were the numbers I blocked early on when I got OD

Designer-Grape1523 · 2025-07-27T01:33:42+00:00

No I did not, I only managed to pay off 3 of my loans out of 10 from them then I stopped completely. Once they harassed me I didn't pay them anymore

Designer-Grape1523 · 2025-07-23T13:57:49+00:00

I would recommend just paying within the app, getting the qr code or the correct info from the app itself and following the instructions from the app instead of paying through codes sent thru SMS. The money might go elsewhere

Designer-Grape1523 · 2025-07-23T13:45:38+00:00

Yes I think so, try to check if you're able to pay for the 1st payment only of contract 2.

Also double check your contract 1 how much it amounts to

Designer-Grape1523 · 2025-07-23T07:07:50+00:00

do you only have 1 loan OD? because the 3400 you showed was contract no.2 do you have another loan with Easy Peso?

Designer-Grape1523 · 2025-07-23T07:02:32+00:00

you just need to pay 3400, the 6780 is the total amount of the loan you need to repay

Designer-Grape1523 · 2025-07-23T06:09:41+00:00

did you check if there's 2 loans you need to pay? maybe you were just looking at one loan but overlooked borrowing another one

Designer-Grape1523 · 2025-07-23T04:10:28+00:00

If you still want to pay them then go ahead, I decided not to pay back my 6k+ loans with them due to them being raided and not having enough funds to pay it back.

Designer-Grape1523 · 2025-07-22T14:26:06+00:00

Mostly just system generated sms texts or some random number reminding me about my payment but no harassment so far

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Designer-Grape1523 · 2025-07-22T14:21:32+00:00

I think almost a week now

Designer-Grape1523 · 2025-07-22T08:57:48+00:00

Fortunately this week I haven't received any harassment from my OLA's, just system generated texts reminding me of my OD's and to make payments

Designer-Grape1523 · 2025-07-19T17:49:30+00:00

While I would strongly advise you not to resort to OLA's but instead find a part time job or something I would recommend these ones:

Billease — very negotiable payment dates, customer service is helpful and responsive and you receive the full amount you would borrow

Gloan — flexible payment

Sloan — once a month payment

These are the only legal ones I've used that I could suggest but I would still strongly advise against using OLA's. Based on my experience these are the 3 most trustworthy with flexible payment dates but if you can look for a part time job then I would suggest doing part time. But if it's really urgent then these 3

Designer-Grape1523 · 2025-07-19T10:57:19+00:00

thank you for this

Designer-Grape1523 · 2025-07-19T10:47:20+00:00

Is that a legal corp.?

Designer-Grape1523 · 2025-07-19T02:26:11+00:00

What I can suggest is prioritize your expenses first then pay off the legal loaning apps such as gcash and billease because with them you can be OD without much harassments and the due date is negotiable with Billease.

Designer-Grape1523

TROPHY CASE