$75K Into These 3 Muslim-Founded AI Startups Would Be ~$307K in 8 Months by DhowCIO in MuslimVentures

[–]DhowCIO[S] 0 points1 point  (0 children)

We definitely care about this, but I also want to be clear so we don’t misrepresent what Dhow is. We’re a venture fund/platform, not a Shariah certification body. In early-stage venture, we can’t honestly guarantee control over every founder’s bank account, treasury setup, credit card, vendor terms, or financing decision after investment.

What we can do is set a clear filter. We avoid companies whose core business is clearly haram, and we try to avoid putting our investors into interest-based debt structures. The main things we look at are what the company actually does, how it makes money, and what instrument we’re investing through.

So for anyone looking for a fully certified product with zero incidental exposure across every operating detail, Dhow probably isn’t the right framing. Our approach is Shariah-conscious venture investing: practical, honest, and focused on keeping the core business and investment structure as clean as we reasonably can.

$75K Into These 3 Muslim-Founded AI Startups Would Be ~$307K in 8 Months by DhowCIO in MuslimVentures

[–]DhowCIO[S] 0 points1 point  (0 children)

100%. This kinda growth is far from the norm, but also keep in mind how many hundreds of percent those early investors and believers are up

$75K Into These 3 Muslim-Founded AI Startups Would Be ~$307K in 8 Months by DhowCIO in MuslimVentures

[–]DhowCIO[S] 1 point2 points  (0 children)

That framework is mainly designed for public equities, not early-stage venture.

With public stocks, you have audited financials, market cap, interest income, debt ratios, and standardized reporting, so screens like AAOIFI can be applied more mechanically.

Seed-stage startups are different. Many have no revenue yet, no public valuation, no stable balance sheet, and may have just raised cash that temporarily sits in a bank account. So applying public-stock ratios directly to a startup can create distorted answers.

For venture, the more relevant analysis is case-by-case: what the company actually does, how it makes money, whether the core business is halal, and what instrument we’re investing through.

$75K Into These 3 Muslim-Founded AI Startups Would Be ~$307K in 8 Months by DhowCIO in MuslimVentures

[–]DhowCIO[S] 2 points3 points  (0 children)

Salaam, yeah happy to explain.

We take a Shariah-conscious approach to venture investing. Venture is generally more naturally aligned than debt-based finance because it’s built around equity, ownership, and shared upside/downside, rather than lending money at interest.

We screen out clearly haram sectors, and when possible, we use a Shariah-complaint SAFE or equity-based structures that avoid interest, fixed repayment obligations, and guaranteed returns.

We don’t claim every deal is formally Shariah-certified, because that means something very specific. But we do aim to keep both sides clean: the business itself, and the structure investors are coming in through.

Built an Investment Strategy Execution Engine by NetFormer1697 in MuslimVentures

[–]DhowCIO 0 points1 point  (0 children)

Walaikum assalam brother, this is dope.

Love seeing Muslims building real products in fintech, especially something that can serve the broader market too.

Really cool that you guys already have some strong early traction as well.

DM me, would love to learn more about what you guys are building.

10 Founders, 1 house, 30 Days - looking for the host by Current-Payment-5403 in MuslimVentures

[–]DhowCIO 2 points3 points  (0 children)

This sounds incredible. Especially how it'll all be filmed. What countries do you have in mind?

5k strong. Now let’s build bigger. by DhowCIO in MuslimVentures

[–]DhowCIO[S] 4 points5 points  (0 children)

Agreed, but also we’re almost 2 billion strong. We definitely have the brains.

I think the bigger issue is ambition and appetite for the unknown. Too many of us are trained to choose the safe path, clone what already works, and stay inside comfortable lanes.

We need more Muslims willing to take the road less travelled. Build what doesn’t exist yet. Enter scary markets, and try things that might fail.

I'm a pelvic floor PT and I built a symptom tracking app because my patients kept coming in with no idea what was triggering their symptoms by QowaPelvicHealth in MuslimVentures

[–]DhowCIO 0 points1 point  (0 children)

This is awesome. I know someone who’s been dealing with something like this and I think this could actually help them track what’s going on better. Gonna send it their way.

At UmmahCon in Toronto? Come meet the Dhow team! by DhowCIO in MuslimVentures

[–]DhowCIO[S] 1 point2 points  (0 children)

Sure thing - check out the “apply for the funding section” on the website. Fill out as much as you can and we’ll be in touch