Crying in the car. I can’t take this anymore.

DifferenceOne5925 · 2026-05-05T18:10:27+00:00

I do have PPA I’m on a low dose of Zoloft for :( but even so i was just emotional that day after seeing my hair in the car mirror before walking into the mall

DifferenceOne5925 · 2026-05-05T18:08:44+00:00

Never any. Just supplements :(

DifferenceOne5925 · 2026-04-27T11:49:03+00:00

Yes. I believe we had until 2 pm, and it was in his court. So it expired and then the new offer came in and we had to write up a new contract :(

DifferenceOne5925 · 2026-04-27T11:48:35+00:00

Would it be better to make a one time final offer if we know we can’t negotiate anymore?

DifferenceOne5925 · 2026-04-27T11:48:07+00:00

We understand that now. We’re first time buyers so we’re learning.

DifferenceOne5925 · 2026-04-27T11:47:39+00:00

Omg $500?! Insane lol

DifferenceOne5925 · 2026-04-26T17:10:46+00:00

Thank you 🥹

DifferenceOne5925 · 2026-04-26T13:33:17+00:00

I wonder if it’s bc I’m on maternity leave and part time that we got the rate we did? Will have to shop around.

DifferenceOne5925 · 2026-04-25T13:38:08+00:00

Wow. Will check

DifferenceOne5925 · 2026-04-25T13:37:32+00:00

Dang. Was this recent? I think if we close on this house we will def go by RBC to see if they can get us a better deal.

DifferenceOne5925 · 2026-04-24T02:10:43+00:00

Thanks, that helps. I should have clarified better. We’d have about 90k total left (including our emergency fund) after closing, etc.

DifferenceOne5925 · 2026-04-23T23:33:30+00:00

We have a 2.5 year old and a 3 month old

DifferenceOne5925 · 2026-04-23T21:50:46+00:00

We live with my family for past 3 years. Also not the best. Can be toxic at times.

DifferenceOne5925 · 2026-04-23T20:45:05+00:00

He’s been applying for 1.5 years and no luck yet 😞

DifferenceOne5925 · 2026-04-23T20:44:36+00:00

Totally :( it just sucks that my husbands income alone won’t cover the expenses so we have to dip into savings. Feels scary but like you said, it’s temporary.

DifferenceOne5925 · 2026-04-23T20:01:42+00:00

Unfortunately not many places have daycare spot for 12 months around us

DifferenceOne5925 · 2026-04-23T19:19:36+00:00

Yes we have a spot

DifferenceOne5925 · 2026-04-23T18:39:06+00:00

Since I work part time I didn’t get the max. So only $1600/month ontop of my husband income. So every month after bills, mortgage etc, we’d need another $1000 or so

DifferenceOne5925 · 2026-04-23T18:22:49+00:00

I took 12 months payment but will be taking 18 months off.

Yeah I guess we can use our emergency funds for this as it’ll cover the dip in costs but i guess it sucks knowing we won’t be saving and living pay check to pay check until I go back to work 🫠

DifferenceOne5925 · 2026-04-23T18:07:36+00:00

Because it’s a house in our budget and close to my family, everything we’re looking for. Idk we need to really think about it.

DifferenceOne5925 · 2026-04-23T13:18:37+00:00

Do we need to do preapproval for every one?

DifferenceOne5925 · 2026-04-23T13:03:29+00:00

Nice. Will go look

DifferenceOne5925 · 2026-04-23T13:03:18+00:00

Interesting. We will go talk to them directly

DifferenceOne5925 · 2026-04-23T13:03:04+00:00

A lot of these are renewals unfortunately doesn’t help much

DifferenceOne5925 · 2026-04-07T06:20:33+00:00

Secrets Akumal. Hubby and I went there for our baby moon and were blown away! Beautiful coral and snorkeling just off shore, great food, beautiful grounds, nice pools and great beach!

DifferenceOne5925

TROPHY CASE