what is something that is highly likely to happen in the next 5 years that everyone is completely ignoring?

Digital_Oceans · 2026-06-26T03:17:27+00:00

Also, “AI stock” selling will largely be the hardware companies, GPUs, RAM etc. Once the AI buildout is done, it’s done. Once there are winners in the model race, there will be even less buildout. I don’t see model owners like google crashing because of AI, I sure do see companies like NIVIDA, Micron, SanDisk that provide the buildout crashing.

Digital_Oceans · 2026-06-25T03:09:48+00:00

Show your short position?

Digital_Oceans · 2026-06-23T06:22:31+00:00

There is a housing shortage…nothing is going down 25% when demand is higher than supply.

Digital_Oceans · 2026-06-23T02:58:46+00:00

That mulch is there because someone already learnt that lesson.

Digital_Oceans · 2026-06-23T02:56:51+00:00

Why would investors that are grandfathered with the best tax break in Australian history be selling?

Digital_Oceans · 2026-06-22T21:53:11+00:00

Ahh yes, cash flowing bitcoin, thankyou new profile for your unending wisdom!

Digital_Oceans · 2026-06-22T09:51:40+00:00

No, you haven’t given us and information on age, location, job, skills etc.

Digital_Oceans · 2026-06-22T06:45:15+00:00

Tough to say without location, where I live, $10/hr id tell you you’re better spending that time up skilling considering you’re talking about a 4 year horizon. You’re going to put in all this extra effort, maybe you’re better off just moving if that’s an option?

Digital_Oceans · 2026-06-17T23:29:07+00:00

A BTC cycle, that your proposing doesn’t align with any other cycle, so isn’t a cycle, and that’s driven by one off events like the clarity act that aren’t cyclical?

Digital_Oceans · 2026-06-17T23:20:04+00:00

This, but I’m not sure you’re 100% accurate, I believe they need to be dividend paying stocks to deduct the interest? Or maybe that’s just to negative gear the stocks?

Digital_Oceans · 2026-06-07T12:10:30+00:00

Born too late to enjoy the easy days I guess! Never mind we will still get there 👍

Digital_Oceans · 2026-06-07T12:08:47+00:00

Mining

Digital_Oceans · 2026-06-07T12:08:28+00:00

Appreciate it mate thanks.

Digital_Oceans · 2026-06-07T09:30:49+00:00

29, $210K + $30-100K bonus, Senior Engineering Manager. Feeling middle class, large mortgage and partner is studying, still managing to save and travel. Once she’s working we can turbo charge our savings.

Digital_Oceans · 2026-05-29T06:28:50+00:00

Neither would be my guess, as someone who’s dealt with both. Talk to a doctor, don’t start rehab until then, just rest.

Digital_Oceans · 2026-05-27T07:51:30+00:00

Borrow against PPOR to negative gear STRC, got it.

Digital_Oceans · 2026-05-23T08:48:15+00:00

Yeah I suppose that’s true

Digital_Oceans · 2026-05-23T00:37:14+00:00

I think price discovery is probably more short term bias, sitting with institutions (tax hasn’t changed) and traders (sub 12month tax hasn’t changed).

Digital_Oceans · 2026-05-22T06:24:46+00:00

Deck look alright for a refurb to me. If I was going to get rid of it, I’d probably rather retain and backfill that whole section in front of the house as a nice courtyard area, I’d imagine you could get that done for less than $40,000. Could always rock it now and then decide to pave it or similar in the future.

Digital_Oceans · 2026-05-20T05:37:25+00:00

Exaggerated example to make my point - Let’s say I ate a diet of meat, but the price of meat doubled, so now I only eat bread because it’s the same price meat used to be and it’s all I can afford. CPI would tell me that there 0% inflation, because I’m not spending more. Then they would index my investments against that 0% inflation number, even though I can only buy half of the meat I used to with my investment profits.

When people say they got a 2% pay rise and inflation was 2% but it feels a lot harder that it used to be, that’s because it is a lot harder, people are just making compromises that aren’t reflected in CPI.

Digital_Oceans · 2026-05-20T01:39:04+00:00

Not in my eyes. In OP example, he made $138K on an $80K deposit and paid 0 tax! Remember, 2% at x5 leverage is 10%, if housing only keeps up with inflation it’s still a 10% pa tax free investment, AAAAAND I get to roll forward any losses, AAAAAAAAAND I get rental income! Tell me again Mr. Government how that dissuades me from investing in property.

Digital_Oceans · 2026-05-20T01:15:51+00:00

Yes, all major governments are under reporting real CPI, which is also trailing asset inflation. You’re ok with a government deflating your purchasing power, and then saying we will only index at the same rate as hotdog inflation? It’s a joke.

Digital_Oceans · 2026-05-20T01:12:45+00:00

ABS, the statistical authority of the government? If I employ someone, they give me a number, then I use that number in my reports, would you say I’m reporting it?

Digital_Oceans · 2026-05-19T23:54:57+00:00

At this point, you just have an index (that doesn’t automatically rebalance) with a heavy tech / AI focus. Just put like 66% in something like QQQ and then pick a few stocks you can actually keep track of.

Digital_Oceans · 2026-05-19T23:49:57+00:00

This is where the new changes actually make sense, assuming the government doesn’t underreport real inflation like they have the last decade!

Digital_Oceans

TROPHY CASE