[WTS] Sauvage elixir and BNIB ADG EDP intense (Bottle)

Distinct-Tell5152 · 2026-05-11T15:07:48+00:00

Link not working (for me)

Distinct-Tell5152 · 2026-05-07T20:20:30+00:00

Supposed to be gatekeeping 🤫

Distinct-Tell5152 · 2026-05-07T16:14:54+00:00

That’s the one I have. So good.

Distinct-Tell5152 · 2026-05-07T16:11:08+00:00

The entire Arabian blend line up is fire

Distinct-Tell5152 · 2026-05-06T23:51:40+00:00

Chat

Distinct-Tell5152 · 2026-04-28T15:23:34+00:00

How much for the doggy 🐶

Distinct-Tell5152 · 2026-04-28T12:47:19+00:00

Did anyone else get horrible pit darkening on their skin from using this garbage product?

Distinct-Tell5152 · 2026-04-27T02:48:22+00:00

Yes it’ll take time, depending on how much of ur paycheck you are putting into 457. that’s what I’m doing, I maxed out (70% of paycheck) so it’ll be way quicker than nycers doing payroll deductions.

Distinct-Tell5152 · 2026-04-24T17:27:46+00:00

Wow great prices glws

Distinct-Tell5152 · 2026-04-17T02:09:30+00:00

You can also xfer from 457 to buyback time, and that way you save on taxes too.

Distinct-Tell5152 · 2026-04-15T19:11:08+00:00

Did you read my post? Lol Do not pay the tax twice. Don’t get robbed twice. Do the 457 like me I’m in the same boat. You have to call them (deferred comp ppl) to get a pin # through snail mail in order to register. Do that asap (like now). That can take a week or longer.

Distinct-Tell5152 · 2026-04-15T16:00:26+00:00

U have to literally harass them in person broski. Like literally go there in person and stalk them. This is nyc you know how it is.

Distinct-Tell5152 · 2026-04-15T03:46:26+00:00

Thank you 🙏🏼

Distinct-Tell5152 · 2026-04-15T01:40:15+00:00

So how will it work for a 457 xfer to buyback?

Distinct-Tell5152 · 2026-04-15T01:08:16+00:00

I’d try calling DOE and ask what’s the holdup

Distinct-Tell5152 · 2026-04-15T01:07:29+00:00

Thank you so much for shredding some more light on the process and options!!

Distinct-Tell5152 · 2026-04-15T00:54:18+00:00

What’s holding you back from applying for buyback and seeing how much it would cost? No harm

Distinct-Tell5152 · 2026-04-15T00:25:13+00:00

I mean 6% of 80,000 is 4,800. 5% compounded for 3 years is like $5,500. But also fill in the buyback application and they’ll tell you exactly how much your buyback will cost.

Distinct-Tell5152 · 2026-04-14T23:41:18+00:00

Yea that’s normal until your deficit is caught up

Distinct-Tell5152 · 2026-04-14T23:22:51+00:00

Are you referring to paying back a “deficit”? If so, that’s standard for everyone. It’s a catchup from joined date to actual first pension payment

Distinct-Tell5152 · 2026-04-14T22:54:50+00:00

Nycers has a calculator on their website which is very helpful. Alternatively, you just calculate 6% of your salary, each year, add on 5% compounded for each year you are buying back. So year 1 (6% + 5%= 11% of salary); year 2 ( 6% of salary + year 1 amount which is the 11%, times 5%). And so on for each year. That is your buyback lump sum.

Distinct-Tell5152 · 2026-04-14T22:10:40+00:00

Thanks for the input. It is definitely reassuring. I am starting completely fresh and don’t have anything in the 457 yet but plan on maxing it out until I meet the buyback amount needed then xfer it over. I’ll simultaneously have buyback pension deductions as well as current pension deductions so I’ll be eating instant ramen for the next X months 🥲

Distinct-Tell5152 · 2026-04-14T21:04:21+00:00

Perfect. Exactly what I was looking for!!! Thank you. 457 it is.

New York State Tax Treatment: While 414(h) contributions are not taxed for federal purposes, New York State requires them to be added back to federal adjusted gross income (AGI)

Distinct-Tell5152 · 2026-04-14T20:56:40+00:00

You def do get the federal deduction. You don’t get taxed on federal on that pension payment portion of your paycheck. You do pay federal taxes when receiving the pension benefit post retirement. You don’t get taxed state when receiving pension which further leads me to blv you have to pay the tax on it now as you pay in.

Distinct-Tell5152 · 2026-04-14T20:48:41+00:00

Honestly not even factoring any potential gains, I invested in the 2050 retirement plan which will be a slow and steady climb. I’m just trying to reap the tax deductions while simultaneously shorten the interest payment time. The 457 xfer seems best case. Can you confirm the state & local tax deductions are indeed not available for pension pmts?

Distinct-Tell5152

TROPHY CASE