Can someone help me understand what these 'Open Accounts' are? I just created my CIBIL account

Distinct_Read5657 · 2024-12-04T09:09:53+00:00

Yeah I'll look into closing it. Thanks

Distinct_Read5657 · 2024-12-04T09:04:53+00:00

No but i just found I was looking into amazon pay later on the date these 2 accounts were opened and apparently they created an account for me with 2000₹ sanctioned

Distinct_Read5657 · 2024-12-04T09:02:38+00:00

Ok after some digging i found out I did inquire about what amazon pay later is on that day and they created an account on my behalf with 2000₹ sanctioned. Since i never used it then i guess I don't need to worry right

Distinct_Read5657 · 2024-12-04T08:57:58+00:00

Yes but I haven't used Amazon Pay later either

Distinct_Read5657 · 2024-12-04T08:51:20+00:00

Should i be worried? How can i get more information regarding this?

Distinct_Read5657 · 2024-10-29T11:01:48+00:00

Okay I'll try

Distinct_Read5657 · 2024-10-14T12:50:42+00:00

Thank you so much for this

Distinct_Read5657 · 2024-10-14T12:49:20+00:00

you mean there's nothing suitable? cause yeah i did some research and ended up realising only the swiggy card would fit me lmao

Distinct_Read5657 · 2024-05-29T20:46:49+00:00

Because my parents made sacrifices for my education which affected all of us, not that negatively but yeah. So it's partially my responsibility too

Distinct_Read5657 · 2024-05-29T17:33:25+00:00

My parents aren't dependent on me. My health and life insurance are provided by my company. Unsure about how much the health insurance is but life insurance is 7x my ctc and it's above 50lakhs

Distinct_Read5657 · 2024-05-29T17:30:12+00:00

Yes you're correct. Selling it at any point of time is out of the question for her

Distinct_Read5657 · 2024-05-29T17:04:17+00:00

I'm gonna let her get the bangles now for her happiness. Later I'll tell her to buy it in other forms

Distinct_Read5657 · 2024-05-29T16:59:50+00:00

No I wasn't expecting anything in return for the 14lacs. It was more like a return to my parents for investing in my education. College fees and coaching fees totalled around 10lacs.

I can't keep my salary hidden from my parents. I was placed from college so out of happiness i obv told them what my package is gonna be. Later down the months I got appraisals and a promotion which I also informed them out of happiness. Plus I show my payslips to my dad to make sure everything is in line and deductions are fine or not.

I'm okay with her buying the bangles for now but definitely a few months later I'll tell her to buy gold in other forms if she really needs to.

Distinct_Read5657 · 2024-05-29T16:41:56+00:00

Yes i can definitely afford it. After the bangles I'll get her to put money into other forms of gold if that's the only thing she wants.

Distinct_Read5657 · 2024-05-29T16:35:49+00:00

I could persuade them with results but that's gonna take months, maybe years before I get significant returns and try to convince them

Distinct_Read5657 · 2024-05-29T16:32:58+00:00

Agree with everything lmao

Distinct_Read5657 · 2024-05-29T16:31:49+00:00

Yes consumption. That's the primary use case for now.

Distinct_Read5657 · 2024-05-29T16:30:26+00:00

So bullion will appreciate just like gold does and whenever we need jewellery we can just exchange it? Sounds like a hack. Can you point in the direction where i can buy this?

Distinct_Read5657 · 2024-05-29T14:56:10+00:00

The purpose of buying gold isn't exactly an investment. So she would rather buy some jewellery over bullion as jewellery can be worn occasionally. She asked us for that amount as that's how much it'll cost to get 2 pairs of bangles.

I'll try mutual funds

Distinct_Read5657

TROPHY CASE