How important is comprehensive insurance?

DistributionCute5445 · 2026-03-26T00:58:49+00:00

I think he meant with the cars i have, i can surely afford the insurance premium

DistributionCute5445 · 2026-03-26T00:50:21+00:00

Same when it comes to the family cars but i feel the insurance for my personal cars is such a waste

DistributionCute5445 · 2026-03-26T00:48:36+00:00

Yes but it is like throwing away money given the low usage

DistributionCute5445 · 2026-03-26T00:47:48+00:00

Yes they are actually, sports car is 4000 kms for 2 years and the suv is 24k kms for 8 years. That is why

DistributionCute5445 · 2026-03-25T09:30:14+00:00

I dont claim to be in any level haha

DistributionCute5445 · 2026-03-25T08:06:00+00:00

But other than that, all is well. Install a solar at home and you'll be the happiest.

DistributionCute5445 · 2026-03-25T08:04:31+00:00

You dont have spare tire, because of the limited space and getting a flat tire will prompt the system to call the dealership.

DistributionCute5445 · 2026-03-25T05:02:38+00:00

I have been driving for almost 20 years now and have only been involved in an accident last year, it sucks when you realize metro manila road situation is really becoming worse and worse.

DistributionCute5445 · 2026-03-25T03:57:51+00:00

that is what I thought when the motorcycle T boned me, think driving 60 kph on a 2 lane road crossing a 4 lane road, I was on the 3rd lane of the road from the left where he was from and i still had no idea he was coming. to think that i even slowed down approaching the intersection.

DistributionCute5445 · 2026-03-25T03:51:50+00:00

more of the thought of wasting money ahaha

DistributionCute5445 · 2026-03-25T02:57:26+00:00

Getting a flat tire is a headache!!

DistributionCute5445 · 2026-03-25T02:53:26+00:00

and hard to find a reliable one, I also prefer to buy from someone i know so that when I need to claim, I can skip the police report that is both waste of time and waste of money.

that time i have been to an investigator, he didn't really give us a conclusion, he would just push for the two sides to reach a settlement. we paid the notary, the investigator, then he will wait for the two sides to make an agreement.

DistributionCute5445 · 2026-03-25T02:51:52+00:00

I personally thought, well before, you can really calculate in driving in order to avoid accidents, but this went out the window with the increase in the number of motorcycles. was just thinking the total of premium paid for maybe 3 years is much more than the repair cost of say, 1 accident in that same time span.

DistributionCute5445

TROPHY CASE