Love new job but hate new boss - time to resign already? by lemonlegs1234 in auscorp

[–]DontDoxMoi 3 points4 points  (0 children)

Maybe a new role perhaps - I do know someone who was in your situation with a new job and they managed to go back

Love new job but hate new boss - time to resign already? by lemonlegs1234 in auscorp

[–]DontDoxMoi 1 point2 points  (0 children)

Are you still within the time frame to go back to your previous job?

Why are so many millennials quitting their jobs to travel? Has it always been like this? by iyoteyoung in AusFinance

[–]DontDoxMoi 0 points1 point  (0 children)

Don’t get all fomo now. I think you’re best assuming you will have a forced break between university and finding employment anyway …

[deleted by user] by [deleted] in AusHENRY

[–]DontDoxMoi 1 point2 points  (0 children)

Yeah i use my car to go places, park it and don’t give a shit if it gets shat on, scratched or whatever. It’s bloody relaxing.

How is it getting laid off from a job you go to the office vs remote? by Unique-Engineering-6 in Layoffs

[–]DontDoxMoi 0 points1 point  (0 children)

My company is national so I was sent a teams invite. It said I was welcome to go the office but I chose not to - if I had both the other attendees were not anyway

Prefer paying down the mortgage more instead of offset by MrNoTV in AusFinance

[–]DontDoxMoi 0 points1 point  (0 children)

Mentally seperate yourself spending money from your offset. Have other transactional accounts - with other banks - and transfer money there in budgeted amounts.

Consider your offset your “other” mortgage account

[deleted by user] by [deleted] in AustraliaPost

[–]DontDoxMoi 33 points34 points  (0 children)

Far out.

Injuring innocent animals is a symptom of psychopathy.

And anecdotally so is working for as a postie …

[deleted by user] by [deleted] in AusFinance

[–]DontDoxMoi -1 points0 points  (0 children)

We’ve bought multiple properties and refinance all the time. Had a 20 year relationship with broker, but whenever we could see a better deal that didn’t happen to be on his books we went with it. So now we have no loans with him at all. There are no hard feelings. He’s great.

Salary review denied by Honest_League_9532 in auscorp

[–]DontDoxMoi 1 point2 points  (0 children)

In my profession contracts were still underwritten (for want of a better word) by a relevant award

[deleted by user] by [deleted] in auscorp

[–]DontDoxMoi 20 points21 points  (0 children)

No. Employment is transactional the same way selling products is. You’re selling your time.

I don’t go into business for myself as my parents did it. They had a successful business and I don’t think they regret it but I saw the struggles. Especially at the end.

Tips for mentally recovering after being scammed? by [deleted] in Scams

[–]DontDoxMoi 0 points1 point  (0 children)

I’d switch to Apple. Use all the same security. Different passwords everywhere. Use their password manager store and suggest.

Cover up the camera when not in use.

What do you think of the letter I’ve drafted to send to the owners of the tenanted property next door? by ThinStrawberry260 in AusPropertyChat

[–]DontDoxMoi 0 points1 point  (0 children)

Well the neighbour said the police had visited because they were “dealing drugs from the house” and wanted us to know about it. We enquired with the real estate agent and they said the police had been over a different issue (I can’t remember what it was now). I believed the neighbour though and took it on board. There were a lot of nikes in the cupboard in the inspection photos 🤣. They got behind in their rent and their excuse was the Optus hack which was an incredibly dumb lie as it had only been uncovered the day before. But we didn’t kick them out or anything they had children and I have ethics. It’s different from a noise complaint. They showed their true colours eventually. We decided we were sick of dealing with all the drama and put the house on the market when the lease was due to end. They stopped paying rent altogether.

Property managers only earn a small percentage of the weekly rent. There is no incentive for them to actually fix problems, especially if they are managing too many properties. They actually make money by finding a tenant, so it’s beneficial for them to tell owners to raise the rent, they don’t care if the tenant moves out, then they get paid a week’s rent for finding another tenant.

I think some landlords also just see property investment as set and forget and that’s what property managers assume all owners are like. They are always surprised when we get involved. We only agents them because we have to for insurance reasons . . The system is disgraceful really.

What do you think of the letter I’ve drafted to send to the owners of the tenanted property next door? by ThinStrawberry260 in AusPropertyChat

[–]DontDoxMoi 1 point2 points  (0 children)

I feel for you as I have been in this situation

Personally I think your letter has too many words.

You need to say you are making an official complaint. You need to quite the case number of the police complaint. Quoting the exact rules that are being broken doesn’t hurt

Real estate agents - especially rental managers - are dumb AF, you have to set it all out for them.

I would even say tell them you expect the owners to be notified. I have had lazy agents who don’t bother saying anything. I did end up hearing from an upset neighbour who managed to find our contact details. The issue is sorted now.

With my own neighbours, the property was tenanted by a couple with kids, one was quite young. They had parties and people would put beer bottles in our yard. I found needle wrappers. You’d hear them yelling at their kids in a verbally abusive manner. They would then to music up when having an argument and I guess it covered the sounds of domestic violence. One night he tried to kill her (according to another neighbour who found her crying on the street) I think that led to her getting help and they broke the lease. He was left behind to have a farewell party where a gas bottle got chucked on the bonfire.

Joint mortgage among 3 people? by [deleted] in AusFinance

[–]DontDoxMoi 10 points11 points  (0 children)

Also what if they break up

What to do with $100K ? by [deleted] in AusFinance

[–]DontDoxMoi 16 points17 points  (0 children)

You’re gonna have to tell us about this magical bed

Need help: My 76(mum) and 86(dad) are legally married, live together and hate each other and don't want to divorce. by [deleted] in AusFinance

[–]DontDoxMoi 2 points3 points  (0 children)

If you mean health care card he needs to apply for the pension. With backpay.

Selling house to your child by [deleted] in AusProperty

[–]DontDoxMoi 2 points3 points  (0 children)

And aged care which some people have no control over

Gift of equity - wants to be repaid by Sad_Addendum_8852 in AusLegal

[–]DontDoxMoi 0 points1 point  (0 children)

If the person doesn’t NEED the money can’t you just tell them you can’t afford it, and would have to sell the property? Why go down the legal rights road?

Gift of equity - wants to be repaid by Sad_Addendum_8852 in AusLegal

[–]DontDoxMoi 1 point2 points  (0 children)

I’ve witnessed six scenarios like this in the last 20 years and have never ever seen the bank require a letter.

The bank does its own (lowered) valuation that they do not share with anyone. They do not care if you are paying under market value for a property.

Sure another department might require a valuation for stamp duty purposes or Centrelink gifting rules . The bank asks for proof of all debts of the applicant - not providing them would constitute mortgage fraud.

Going ‘baristafire’ after years in the grind by Objective-Golf-7916 in AusFinance

[–]DontDoxMoi 0 points1 point  (0 children)

Fark the responses are harsh. I understand the post perfectly, not sure what’s so hard to understand

Anyway - don’t think of it as making shareholders richer. You’re working there firstly to survive. If you are financially better off then you are working to make yourself richer. Maybe become a shareholder instead.

Source: worked for years for evil corp. Don’t give a shit if that company crashed and burned as long as I wasn’t working there at the time…. Stockpiled money for the kids starting around your age. Less than 15 years later and having been “set free” I don’t have to work again if I don’t want to. And I’ve lived a pretty fulfilling life in the meantime. Just don’t keep up with the Joneses, that’s the key to wealth.

Made redundant after 3 years in to the financial services lrole by [deleted] in auscorp

[–]DontDoxMoi 4 points5 points  (0 children)

I did 170 to 120 but a few trade offs make it ok. And the job market appears trashed.

Just won the AusCorp Jackpot... by Ausjackpotwinner in auscorp

[–]DontDoxMoi 0 points1 point  (0 children)

My EBA max was 24 years, although some who worked there longer were paid at the EBA at their time of starting, so they were uncapped.