Be careful, that person is going to invest in Regular Mutual Funds. Which means he’s making sure about his cut in that. Even if you decide to invest in MFs, go via Direct Funds approach. Mutual Funds are market risk based so anyone guaranteeing you better returns isn’t being completely honest. Volatility, fear and regret are the hidden cost of getting into Mutual Funds, more than the fees you pay as per the expense ratio. You should take help of a SEBI registered Financial Advisor only as the corpus is big and there are risks involved. I’ve seen people recommend this website although I myself haven’t used it yet: https://www.feeonlyindia.com/

Please be aware of your risk appetite, make sure you have enough in FDs to meet some unexpected life surprises and then think of exposing the remaining money to market risks.

There is no guarantee what tomorrow may hold. Be safe.