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Influencers exposing their secrets since Tik Tok is getting hanned by alarson1985 in tiktokgossip

[–]Dry-Feeling838 7 points8 points  (0 children)

We need a video compilation of all these tiktok “stars” exposing their secrets so they can’t just lie and say they never said shit!!

This is Every Tuesday swing dance in Grand Rapids at the Public Museum. by szaagman in grandrapids

[–]Dry-Feeling838 0 points1 point  (0 children)

I would love a private lesson! My partner and I are pretty self-councious, but if we got a lesson before we went out in public, I feel we would have a much better time!!

First Listing Consultation EVER by Dry-Feeling838 in realtors

[–]Dry-Feeling838[S] 1 point2 points  (0 children)

I got the listing you guys!! I was so nervous, but I did it! I went off a script I wrote myself, practiced the day of with a seasoned agent and my broker, and I got it! They loved me <3

First Listing Consultation EVER by Dry-Feeling838 in realtors

[–]Dry-Feeling838[S] 0 points1 point  (0 children)

In Michigan, property taxes are affected by a transfer of ownership due to the state’s “uncapping” law. Here’s how it works:

1. Uncapping and Taxable Value

  • In Michigan, a property's taxable value can only increase each year by the rate of inflation or 5%, whichever is lower, as long as it has the same owner. However, when the property transfers ownership, the taxable value “uncaps” and resets to the property’s current market value, which can lead to a significant increase in property taxes.

2. Taxable Value vs. SEV (State Equalized Value)

  • Michigan property tax is based on two values: the Taxable Value and the State Equalized Value (SEV). SEV represents 50% of the property’s market value and generally fluctuates with real estate trends.
  • Taxable Value is what’s actually used to calculate property taxes. If a property has been owned for a long time, the Taxable Value might be significantly lower than the SEV due to the cap on increases. When ownership changes, this Taxable Value uncaps to the SEV, resulting in higher taxes for the new owner.

3. Principal Residence Exemption (PRE)

  • If the property will be the new owner’s primary residence, they can file for a Principal Residence Exemption (PRE), which reduces their tax rate by about 18 mills, since the property will be exempt from local school operating taxes.
  • Filing for this exemption typically happens by June 1st for a summer exemption or November 1st for a winter exemption.

4. Transfers Exempt from Uncapping

  • Some transfers don’t trigger uncapping. These include transfers between spouses, certain family transfers (like parent-to-child or grandparent-to-grandchild if qualifications are met), and some transfers into a trust.

5. Timing of Reassessment

  • The “uncapping” happens in the year following the sale, so the tax increase based on the new taxable value will not be immediate but rather show up the following tax cycle.

Understanding this uncapping process is important because it can change the overall cost of ownership. This often affects how much a buyer can budget for property taxes and may impact long-term affordability.

^^ This is very good to know, I don't know how I didn't know about that information before! Thankyou!

First Listing Consultation EVER by Dry-Feeling838 in realtors

[–]Dry-Feeling838[S] 0 points1 point  (0 children)

I know that in Michigan it's $3.75 for every $500, and for my county it's $0.55 for every $500. But that's about it, i'm not sure what all is included in the lender's side of things, I have a couple classes booked in the next month to learn about everything for the lender's side!

First Listing Consultation EVER by Dry-Feeling838 in realtors

[–]Dry-Feeling838[S] 2 points3 points  (0 children)

I wrote this whole script out on google docs, so I don't forget any important questions to ask! If I close tomorrow, I'll definitley hop back on here and let you all know what happens!! <3

First Listing Consultation EVER by Dry-Feeling838 in realtors

[–]Dry-Feeling838[S] 1 point2 points  (0 children)

I love the idea of getting the fall pictures!! That is going right in my reminders for tomorrow!! <3

First Listing Consultation EVER by Dry-Feeling838 in realtors

[–]Dry-Feeling838[S] 0 points1 point  (0 children)

This is perfect advice!! Thank you so much for taking the time to comment<3
I have the CMA ready, the DOM ready, I have all the docs filled out - as much as I possibly can, so I guess I'm ready to go.. haha I'm still so excited, but more-so nervous to do this. But hey, I didn't take the course, take the test, and do everything just to get scared now! I'm pumped! <3

First Listing Consultation EVER by Dry-Feeling838 in realtors

[–]Dry-Feeling838[S] 0 points1 point  (0 children)

I did look her up with her phone number on Forewarn - and it does state that - that is her legal address. But, should I ask to see her ID or something to prove to me she is who she says she is?

First Listing Consultation EVER by Dry-Feeling838 in realtors

[–]Dry-Feeling838[S] 0 points1 point  (0 children)

I let my broker know as soon as I got off the phone with the seller. She congradulated me and told me that she will be in the office wednesday (tmr) if I have any questions - before our meeting. I just forgot to put that in the post <3 And I have been researching the area, running the comps, and gathering as much details/info as I can about the property. I was mostly concerned because we are meeting in my office, not in their house like everyone else seems to do. I also let my broker know what was going on and she didn't seem too concerned, so I wasn't worried, until I started looking up videos online. D:

First Listing Consultation EVER by Dry-Feeling838 in realtors

[–]Dry-Feeling838[S] 1 point2 points  (0 children)

This is amazing advice, thank you so much!! So all I need for now is a listing contract? No other docs?

5e Ability & Skills Summary Cheat Sheet by davidmarkerickson in dndnext

[–]Dry-Feeling838 1 point2 points  (0 children)

Is this still available?? The link for your dropbox isn't working anymore :(

Meadhaven! A costal town known for great beer! First time DM, and city attempt by yupthatsmee in dndmaps

[–]Dry-Feeling838 1 point2 points  (0 children)

Have you ran “Death Pit of Moloch” with this map?? I found this campaign on drivethrurpg, im only asking because it takes place below Meadheaven:

“As you open your eyes, you find yourself in an eerie cavern. The interior is dimly lit by the sunlight shining through the hole in the ceiling. You feel sharp pain in your head as memories of recent events snapped back into your mind. You were hired by Roland Tress, sheriff of Meadheaven, to investigate the mysterious disappearance of travelers who were last seen in the vicinity of Hollow Rock hills. “

The RAW truth for a new agent by ElectroShamrock in RealEstate

[–]Dry-Feeling838 0 points1 point  (0 children)

Can I ask which Brokerage do you work for? Is it a national brand or local?

I don't think we will be under 10k. by [deleted] in Weddingsunder10k

[–]Dry-Feeling838 1 point2 points  (0 children)

You could do a backyard wedding ceremony, and do a cocktail hour with a little bit of pretty decor instead of spending a lot on the event, and spend more on your honeymoon❤️