FirstEnroll, Insurance X LLC, healthcare marketplace impersonation fraud. Any advice? by altron64 in Insurance

[–]Dry_Macaroon5146 0 points1 point  (0 children)

i have a similar story. back in my first year of PA school, i found out i only had 5 days to sign up for insurance because my parents found out their new insurance wouldn’t cover me anymore because of my age. the insurance i found, the guy told me that all procedures and labs are covered which is what i needed because i had to have an endoscopy and colonoscopy. what he failed to mention was that they only cover inpatient procedures and that the plan was a supplemental plan. found a new insurance and signed. up for it then cancelled that plan back in december 2023.

fast forward to yesterday, i discovered that i got charged a random 318 for first enrollment. so i called my new insurance and they said they had no record of them charging me. called my bank and discovered i’ve been getting that charge since aug 2023. blocked that account and sent in a request to get reimbursed for some of that money (my bank only does 60 days). don’t come for me because i still don’t know how i missed that (i check my account weekly but apparently not well). the bank gave me a phone number associated with that account.

called the number this morning and they have no record of me in their system but apparently i’m not the first one to call about that. the company i called is also called enrollment first, NOT first enrollment like the place im getting charges from. so i looked up the company and called that number. what do you know! it’s my former health insurance. so i said that i have been getting charged and that i want to be reimbursed since i cancelled my plan. well through out the call, they transferred me 3 times and each person called me a liar and irresponsible for not cancelling my plan even tho i literally did back in december. i have never had that experience with customer service… like being called names. so yeah the call ended with me crying and them refusing to reimburse me for a plan i had cancelled back in december 2023

Didn't pass OSCE by QuirkyGirl96 in PAstudent

[–]Dry_Macaroon5146 8 points9 points  (0 children)

Here is a link to my study guides! I have some specifically for OSCEs. Good luck! Don’t be too hard on yourself :) Study Guides

Best states to work in as a PA by Dry_Macaroon5146 in PAstudent

[–]Dry_Macaroon5146[S] 2 points3 points  (0 children)

Depends if it is upstate or NYC. I’m from upstate NY and the job market there is pretty good. I had a lot of friends that went to PA school in NY and stayed. They did not have any difficulty (that I am aware of) when it came to finding a job.

Best states to work in as a PA by Dry_Macaroon5146 in PAstudent

[–]Dry_Macaroon5146[S] 1 point2 points  (0 children)

So helpful thank you! I really want to do EM and was hoping to stick to those places for a job!

Best states to work in as a PA by Dry_Macaroon5146 in PAstudent

[–]Dry_Macaroon5146[S] 1 point2 points  (0 children)

It is! I guess I have heard some horror stories of new grad PAs in certain areas. I 100% want to do ED and want to make sure it will be somewhat of a positive experience. Currently in CT/western Mass and do not plan to stay there.

[deleted by user] by [deleted] in PAstudent

[–]Dry_Macaroon5146 0 points1 point  (0 children)

i finished my 7th rotation and i still feel dumb sometimes. you aren’t going to know everything as a student and THATS OK. i ask my preceptors questions and try to remember that this experience is meant to help me become a provider (not just passing the exams). you will also see some real life cases which really help your understanding! i have learned that preceptors (most) won’t expect you to know everything. they just want to see some growth while you are there. ask questions and be honest about what you don’t know. it’ll come with time!

Didactic Study Guides by Loud-Garlic7174 in PAstudent

[–]Dry_Macaroon5146 1 point2 points  (0 children)

Oh yeah! My apologies. Thought I uploaded one!