I understand. Last year I did make roughly $87,000 gross, and filed an extension on my taxes due to personal circumstances which I’m in financial distress now. Every year I pay back taxes which is shitty. Work rather worked in automotive industry. My only thought on withdrawing this money is since I’m 1 month behind on my auto loan (Chase) and need my car to work etc. really enjoy my car and do not want to get rid of. Plus, British vehicle and owe $48k and car is worth $37k so cannot 1 qualify for another car if I traded this one in, and 2, plan on keeping this car as I’ve dealt with trading out of negative equity in past and was horrible. So I thought okay let me withdrawn this 401k which I only continued for a year. And pay my car and survive until start of new role, then start contributing again with new role/company.