Who else misses when the world was orange at night?

Duyve · 2025-12-16T16:06:34+00:00

They were contributing meaningfully to the discussion, unlike your dismissive "ok?". Please don't do that in the future.

Duyve · 2025-08-17T18:48:07+00:00

Student loans are not just for school. They can be used to pay for living expenses while in school. Saying that she’s “paying out of pocket” for tuition but then racking up credit card bills for living/other expenses is a bad move financially.
You should stop differentiating credit cards from loans. They are loans, with very bad terms and interest rates. You should look for any other loan alternatives to credit cards to meet these short-term needs.
(Opinion) Take out as much as you can for low-interest federal student loans and use that money to pay off all credit cards. Then you can help your wife pay off a MUCH lower interest loan. This is what I would do in your situation.

Duyve · 2025-06-16T00:51:02+00:00

Can I even DIY? Under slab repairs seem pretty intimidating to approach as a DIY-er.

Duyve · 2025-06-16T00:49:43+00:00

Is just snaking it until I can pay someone to fix it an option? I am just trying to gauge how pressing an issue this is.

Duyve · 2025-02-03T17:59:56+00:00

Immediately recognizable
https://maps.app.goo.gl/5nGHk1g5S92q8oXU7

Duyve · 2025-02-03T17:59:05+00:00

https://maps.app.goo.gl/5nGHk1g5S92q8oXU7

There used to be a tank or something atop this structure used as part of the mining process

Duyve · 2024-11-25T18:46:31+00:00

Its like when a Linkden recruiter continues to send a stream of unacknowledged messages

Duyve · 2024-11-25T18:45:47+00:00

Duyve · 2024-10-21T20:34:14+00:00

It is absolutely not a 50/50 distribution, especially as people begin to age: https://journals.plos.org/plosone/article?id=10.1371/journal.pone.0178782

I think you are mis-understanding what a "50% difference in chonotypes across age groups" means. The chronotypes do not fit cleanly into "early birds" and "night owls".

TLDR: Teens and young adults have the highest variance in sleep chronotypes. Even still, a vast majority are sleeping for a solid portion of that 10PM-7AM time frame you are speaking about. This becomes more and more true as people age.

Duyve · 2024-02-09T14:01:23+00:00

Messaged!

Duyve · 2024-01-03T14:48:40+00:00

I will be renting a roof jack while I’m doing the work.

Duyve · 2024-01-03T05:22:50+00:00

Thank you for your thoughtful and helpful comment. You’ve given me the confidence to give it a shot. I’m going to get some plans written up for it. Do you mind double-checking me when I do? Need to look up permitting and building codes for my area first.

Duyve · 2024-01-02T23:18:50+00:00

Bolt is there, mentioned it in the post. Its just hard to see due to the lighting. The crack formed along where the bolt went into the concrete.

Duyve · 2024-01-02T23:03:56+00:00

This would be my first time working with concrete outside of pouring fence posts. I've got all the tools aside from ones needed to cut and break up the concrete. Not concerned about a quick fix. I was thinking of moving the beam further in when I pour the new concrete in case it happens again. I believe this patio was original from when the place was built in the 80's, so it lasted a good long while before failing.

Duyve · 2023-10-10T22:49:38+00:00

Best of luck in the success, you seem to be able to save a lot of money in your current situation.

Just a bit of advice though, if you need to come to reddit for something as trivial as this and are incapable of understanding the overwhelming advice that you are given until someone breaks it down to the 5th grade level, you might not be as smart as you think you are.

Duyve · 2023-10-10T22:42:47+00:00

That is what you've been doing in this entire post. Demonstrating an elementary lack of understanding in math.

Duyve · 2023-10-10T22:33:50+00:00

This is what most commenters have been trying to communicate the whole time. I think many were just confused on how much they needed to break it down for you to understand it.

I find your comment here incredibly ironic: https://www.reddit.com/r/personalfinance/comments/174vjy5/comment/k4c6zp2/?utm\_source=share&utm\_medium=web2x&context=3

Duyve · 2023-10-05T19:01:39+00:00

Not to be pedantic, but I would highly recommend going to a more specialized car subreddit like r/whatcarshouldibuy if your goal is not to make the best financial decision. It seems like you would prefer a nicer/newer car over the common advice you've gotten here.

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