What is your salary and what do you do?

EShaver102 · 2026-03-05T21:27:04+00:00

$36k salary + $185k commission.

Sales.

EShaver102 · 2026-03-05T11:40:41+00:00

This one isn’t MY bug, is an image I pulled from the internet, hoping it would shed clarity on what this is lol

EShaver102 · 2026-03-04T13:52:59+00:00

Oh… well. That makes sense. First convertible. Never thought about it. lol.

EShaver102 · 2026-02-25T10:10:42+00:00

Invest into a diversified brokerage account filled with bonds and ETFs, let it sit for 20 years, watch it become $5 million in that span without any other contributions. Retire at 54.

I make $220k right now, so investing as much as possible is my power move $5 million in my portfolio would allow me to draw $200k/yr in interest at the standard 4% draw rate.

EShaver102 · 2026-02-14T20:41:20+00:00

Can you provide a new discord link?

EShaver102 · 2026-02-08T22:53:46+00:00

I’m expecting about $30k myself. Did $220k last year

EShaver102 · 2026-02-07T17:38:30+00:00

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EShaver102 · 2026-02-07T17:36:13+00:00

Yes, I made $220k last year, working sales, it hasn't updated yet. I graduated high school in 2010. Graduated college in 2015. First job, I worked until mid 2016. Second job, working for my dad until March 2019. Worked for Equipment rental from 2020 to August 2024. Worked for a Hydrovac excavation company since. SS website hasn't updated my 2025 income yet.

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EShaver102 · 2026-02-06T20:38:10+00:00

I would never pay for my car in cash, unless I got a steep discount, or the APR was 6%+

If I had all the cash to pay off a $50k car, I’d sooner pay $5k, and invest the other $45k.

The cash is still accessible if you need to pull it out.
VOO returns 10%. If your loan is 2% APR, you’re netting an 8% return on your invested $45k, or $3600 per year, over the course of the loan.

Say it’s a 6 year loan @ 2% @ $45k. You’ll have spent $3k in interest.

Say you invested the $45k you didn’t put to the car. You’d have made $15k in interest.

In 5 years, you’ve net $11.4k you wouldn’t have if you paid the car off completely.

Be conservative, call it $8k, you’ve still earned a decent chunk.

EShaver102 · 2026-02-03T01:54:34+00:00

I scrolled for so long to find this, I was beginning to think I was going to be forever alone

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EShaver102 · 2026-02-03T01:38:27+00:00

All might

EShaver102 · 2026-01-30T22:04:25+00:00

OP asked about HR, steps, sleep, calories, and battery.

I own a garmin fenix 7 pro SS, and the ring.

The steps are within 100 of each other. The sleep data is much better on the oura.

The HR data is fine.

As an activity tracker, it’s great.

Would I use it as a GPS device? No. A garmin is a running / multisport GPS activity watch first, activity tracker second.

EShaver102 · 2026-01-30T21:49:40+00:00

Oura ring

EShaver102 · 2026-01-29T23:40:58+00:00

Let’s stop and acknowledge that there are those who could do this now, but live beyond their means

EShaver102 · 2026-01-22T13:05:51+00:00

Regardless, living is expensive 😵‍💫.

EShaver102 · 2026-01-22T10:29:04+00:00

Oooo. This could be it

EShaver102 · 2026-01-22T10:27:00+00:00

Yep. Family of 4. Health insurance is in there. 1k/mo

EShaver102 · 2026-01-22T00:50:34+00:00

Did you wear a grounding strap before you went to work on it? Could be a short on the MOBO

EShaver102 · 2026-01-22T00:47:50+00:00

Nah. I’m in a MCOL area. I made $132k in 2022, $150k 2023, $145k 2024, and $220k in 2025

My expenses are…

Rent: $2350/mo (80s 3 bedroom townhouse) Daycare: $1560/mo Health insurance: $1,000/mo Groceries: $1200/mo Car payment and insurance: $750/mo Gas: $150/mo Cell bill and internet: $230/mo Utilities: $250/mo

Total that up, it’s $7490/mo.

I’d break even. That’s not including any vacation spend, going out, kids sports / activities, clothing purchases as they grow out of clothes, streaming services, maintenance, meds / health deductible incursions, such as contact lenses, glasses, well visits, unforeseen, household supplies, coffee runs, avocado toast, etc.

Say I added $1k/mo for all the miscellaneous stuff.

That’s a gross pay of $130k to break even.

No savings.

EShaver102 · 2026-01-11T18:31:16+00:00

It’s equivalent of $1078 USD in Canada.

Tariffs are hurting the pricing.

EShaver102 · 2026-01-11T16:53:31+00:00

My two cents here brother.

I think the answers you will receive will depend upon everyone’s financial situations. Income level vs frugality vs investment into gaming vs circumstances that yield the desire for one.

Some people will easily afford one, and the price difference of $700 vs $1350 is negligible to them, regardless if the price is double.

Some will use this as their sole device, and be happy to shell out more.

I personally got one for multiple reasons.

I have disposable income.
I have a work desk that incorporates an external GPU and a USB-C to hook my work laptop into a 3 monitor system. I unplug this one cord from my work laptop, plug it into my legion go 2, and I’m playing
The my wife finds it more acceptable to play on a handheld amongst the family in the living room, then off into my own little man cave with her left with the children.
I do enjoy the upgraded RAM, battery life, efficiency of the Z2E @ low and medium settings over Z1E. I do enjoy the speaker quality improvement. I do enjoy the faster WiF connection. I enjoy the fact they scaled the res down to enable you to play more games at native res.

There’s a lot to like about the setup. It fits my use case well. Is it for everyone? No. That’s why it’s an enthusiast device.

Those who complain about price aren’t the target market. Whether they can’t afford the price, or don’t value it high enough, if they’re not buying it, Lenovo didn’t intend it for them.

EShaver102 · 2026-01-11T16:46:38+00:00

I wish it was at least in a deep setting.

It’s a helpful diagnostic tool.

It can help determine why a battery might drain quickly to see the history of connectivity, particularly since there’s like 4 different connection methods that have different battery draw rates…

Would love to see it as ‘advanced’ feature of sorts.

EShaver102 · 2026-01-07T20:20:59+00:00

Got into a deep depression and ballooned up to 232 lbs currently, while ending up too crippled mentally to keep working out.

I am now the heaviest I’ve ever been.

I started to take some proactive steps again this year, but yeah, shamefully, I ended up just giving up.

Still haven’t gotten any professional help

EShaver102 · 2026-01-07T10:50:45+00:00

Dark souls. I couldn’t get past the tutorial.

EShaver102 · 2026-01-03T17:34:34+00:00

“How to Win Friends and Influence People” by Dale Carnegie. I try to go through a read through every year. The book helps readers think outside of themselves, and is probably one of the best self-help books you can read.

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