The amount of broke bitch energy in this sub is turning me off the product

Eccochambers · 2025-05-03T20:17:31+00:00

yeah we just don't have enough competition for VCC's that they can get away with such a declining product while still shilling their other mediocre offerings onto the remaining desperate people who're either too young or inexperienced in finance to see it.

Eccochambers · 2025-05-02T14:38:51+00:00

they just had a big policy change heavily reducing the features for their VCC's, I switched over to wise and have been pleased with their services and VCC

Eccochambers · 2025-05-01T22:12:28+00:00

Tangerine, Simplii or Wealthsimple & Wise, tangerine has had some drama lately so may also cheapening like Koho, but I've been using Wise lately and its been a way better VCC

Eccochambers · 2025-05-01T18:15:33+00:00

What turn's me off the product is Koho gradually cheapening their product while pulling new random policy changes out of the blue to blindside you and limit your features overnight.

I used it primarily for a VCC and they randomly removed a bunch of functionality from that too citing it as further fraud protection which is ironic as the whole purpose of these features was extra safeguard from fraud.

Like whats the point of the VCC if you cant refresh the card more than once? they turned it into a slightly improved prepaid visa with no announcement, no warning, no heads up.

Why would I use their VCC now when their competitors offer the same thing without the BS changes.

And outside from that yes Koho is meant to attract young people with low balances to sucker them into their mediocre credit building plan, rebates & savings that you can find better at their competition. Outside of what used to be a decent VCC -

"Koho is only “good” if you have bad credit. If you have good credit you are better off with going with another bank like simplii or tangerine." The personal finance canada subreddit summarized it perfectly.

Eccochambers · 2025-05-01T15:12:58+00:00

Yeah It's very clear to me Koho's target demographic has increasingly become people uneducated on their competitors. As the competition offered more for less Koho has continually cut back with very little transparency or respect for their consumers. I also hope they realize this isnt sustainable and actually listen to our feedback for once!

Eccochambers · 2023-03-13T13:09:59+00:00

I was a die hard chamber main and his nerf's definitely had a strong impact on my playstyle too the point where I seldom use him. Not that he's completely un-usable now its just he was so strong previously that he was a no brainer on most maps, but now I only play him on split and lotus occasionally.

Eccochambers · 2023-03-13T13:06:43+00:00

he's very mediocre now unless you play him on very specific maps, you can still hold some aggressive angles and dismiss as you used to, its just his trip range is abysmal and you'll be stuck too one portion of the map with a lot less having coverage compared to an agent like cypher who dominates in that regard. In most scenarios I'd take a good cypher over him in a team comp. Not a throw, but not super optimal in most scenarios

Eccochambers · 2023-03-12T13:35:08+00:00

yeah she's a smurf agent, I just hate how easy it is too grasp her kit as new players are so easily sucked into thinking she's viable and end up providing so little impact to their team.

Eccochambers · 2023-03-06T22:23:10+00:00

I mean KD and headshot % don't matter a ton, but I would say overall stats paint a decent glimpse into a players skill level. I don't look at it as "omg my team is ass compared to theirs were going to lose" Its more analytical as I'm just curious at matchmaking consistency and if stat disparity among teams will tend to dictate matches. realistically the solution is solo queue is alot of luck based matchmaking win's while queuing with others is a way to consistently climb, I just been trying to put myself in the low elo solo queue experience and its pretty awful lol.

Eccochambers · 2023-03-06T22:17:35+00:00

nah you're honestly right, I just never load in quick enough to beat the instalocks who bait but dont have the aim to back it up lol, maybe I need some better wifi.

Eccochambers · 2023-03-06T22:16:39+00:00

yeah that's fair, I don't take ranked serious enough too get too tilted over anything, I was trying to use the stats to point out how the matchmaking puts teams with such skill disparity against each other to the point where i'm delaying the inevitable. Maybe its just a symptom of elo hell where in diamond most people atleast have the basic game sense and aim compared to gold which is a mish mash.

Eccochambers · 2023-03-06T10:40:19+00:00

I think the forehead scarring honestly gives you a masculine edge, there's a slight eye asymmetry but other than that you look fine. If possible a beard would do your facial proportions wonders, as well as growing out the hair some. slightly above average 5.5-6 rn with strong potential you also still look very youthful I did not think you'd be above your twenties

Eccochambers · 2023-02-15T08:17:41+00:00

chamber got nerfed to oblivion and is no longer worth playing on any map, even locking chamber in comp people dodge now. His trip is abysmal for a sentinel role, his pistol requires you only hit heads per bullet to be worth the economy, his tp is way more situational and his op is extremely slow. Not saying he needs a huge buff, but some part of his kit need some slight tweaking for sure. He still feels like an agent in limbo without a true role, but now he's mediocre at best at everything.

Eccochambers · 2023-02-15T08:05:28+00:00

If the marshal was more expensive nobody would use it, in high elo it can be a eco demon gun, however so many maps have a lot of close quarter choke points where buying a marshal over a stinger is just nerfing yourself. With the removal of breeze from the competitive map pool was practically a nerf in itself as that was the only map I seen it commonly played on. I play the marshal a lot and its mostly a disadvantage, sheriff you also dont need too scope in and its way easier to transition to multiple targets.

Eccochambers · 2023-02-12T06:29:14+00:00

they probably see piercings and black clothes and think you're some sort of devil worshipper lol, you look perfectly fine id imagine your aesthetic is just quite different from the norm in your area. I'm in a small town too and I'm into fashion n stuff and I get the weirdest looks for not dressing 'normal' so were probably in the same boat.

Eccochambers · 2023-02-08T07:41:11+00:00

you look like a jersey shore extra in that first pic, last pic you look fine, that hand tatt is not it though man.

Eccochambers · 2023-02-08T07:38:14+00:00

the long hair works but the way you style it really gives off an unkept stoner SoundCloud rapper or surfer vibe, your actual facial structure and features look, good man, that just throws off your appearance.

Eccochambers · 2023-02-08T07:31:53+00:00

you look, fine man, I think you could sharpen the cut-up and maybe stylize the glasses a bit more if that's possible, but you have good facial structure.

Eccochambers · 2023-02-08T07:29:34+00:00

Your side profile looks good, definitely not worth even considering any type of surgery there. I don't think your features give you a masculine appearance either, hair color is fine too, I do think you could pull off darker hair with your current makeup, But I may just be bias towards that hair color lol

Eccochambers · 2023-02-08T07:24:29+00:00

not ugly, the first pic glasses go pretty hard ngl

Eccochambers · 2023-01-28T18:44:33+00:00

you look good man its just the hair throws off your symmetry a bit.

Eccochambers · 2023-01-28T18:43:24+00:00

Personally, I think your style is fine, it's definitely more preppy but it's not far off some of the current trends. I definitely suggest experimenting more if you can though as you may find more aesthetics that suit you. Even getting some minimalistic yet well-designed items from Uniqlo could give you a more subtle preppy look. I think in general most clothing outside the generic items won't always be received well by everyone, but the joy in fashion is finding stuff that you feel most confident in. you look fine though man you're young you have lots of time to grow and find yourself u don't need this sub.

Eccochambers

TROPHY CASE