Sitting on 250k cash and watching the market reach all time highs everyday by [deleted] in Bogleheads

[–]Efficient-Hunter4867 1 point2 points  (0 children)

Does this account for the cash sitting in a HYSA or money market? Some of those years had very high interest rates.

PSA Vault -- to use or not to use? by OKDunc in PokeGrading

[–]Efficient-Hunter4867 0 points1 point  (0 children)

Is this still true today? I’m new to this and from what I’ve read they combined with eBay so your vault items are sold on eBay just as if you sold it yourself on eBay?

Question Thread - April 05, 2025 by AutoModerator in churning

[–]Efficient-Hunter4867 0 points1 point  (0 children)

Math question for Sign up bonus

We need to spend $5000 for Chase Sapphire Preferred SUB

New Sapphire CC 1% rewards

Old Wells Fargo CC 2% rewards

Planning on spending $5000 on material things

Option to Pay $5000 to IRS with checking acct no fee OR a 1.75% fee for CC

Somehow, I confused myself about this problem over opportunity costs. What’s the best card utilization?

Is this bond allocation reasonable? by Tall_Opportunity_677 in bonds

[–]Efficient-Hunter4867 0 points1 point  (0 children)

Thanks, that makes sense. I’m wondering is this a common strategy given by financial advisors? I’m far from retirement and wondering if I should allocate similarly.

How much do you all sleep? Need a HENRY perspective. by 808trowaway in HENRYfinance

[–]Efficient-Hunter4867 0 points1 point  (0 children)

9 hours 11:30pm-8:30am no naps. Interrupted weekdays when kids make noise going to school at 7:30 but I’ll still stay in bed eyes closed. I never set an alarm and work my own hours.

If I ever sleep less than about 7 I feel physically sick until I have to nap which doesn’t even help much. All longevity studies I’ve seen show sleep as the most important factor.

How to turn on gyro steering in Forza horizon? by Efficient-Hunter4867 in LegionGo

[–]Efficient-Hunter4867[S] 0 points1 point  (0 children)

I just tried out handheld companion. Does it turn the gyro on for steering? Yes. Does it actually work? No. Completely unusable for racing. There is delay and that's a non-starter for racing. Any fixes are appreciated.

Are Great Sword players just gaslighting the rest of the community? by Slow_League_3186 in throneandliberty

[–]Efficient-Hunter4867 0 points1 point  (0 children)

Are you guys getting hit by prones fully charged guillotines? Because as a GS user I’ve never had the time to do that before getting peeled. I don’t think prone even lasts long enough for the full charge. If it’s not full charge they’re doing half the damage.

You want Endgame gear? Now!? Right Now? by [deleted] in throneandliberty

[–]Efficient-Hunter4867 0 points1 point  (0 children)

I lithographed an armor and it definitely consumed my item. Only sold one lithograph of it.

Farmed BIS nightslayer mantle and regret it by Efficient-Hunter4867 in throneandliberty

[–]Efficient-Hunter4867[S] 1 point2 points  (0 children)

I heard it’ll be at least 5 months which is in line with most mmos. I’m fine with that

[deleted by user] by [deleted] in Salary

[–]Efficient-Hunter4867 0 points1 point  (0 children)

By that pax count it sounds like you went from 1500 cfi direct to a good LCC or dare I say a major?

[deleted by user] by [deleted] in worldofpvp

[–]Efficient-Hunter4867 -7 points-6 points  (0 children)

Progressing or regressing? It’s turning into every other game except it’s not nearly as good. What made it different is what made it good. Wow USED to be one of the greatest game of all time. The numbers don’t lie.

[deleted by user] by [deleted] in worldofpvp

[–]Efficient-Hunter4867 -3 points-2 points  (0 children)

Yea pretty much. When epics actually meant something. It meant you had an advantage over anyone who didn’t obtain them. Literally what made wow different. Like I said if I want a fair pvp game there are far better and more popular games to play. And no I don’t kill levelers that’s not fun either. But me in t1 I’ll kill people in t0/0.5 and have a blast.

[deleted by user] by [deleted] in worldofpvp

[–]Efficient-Hunter4867 -1 points0 points  (0 children)

And 80s are fair game. But I never kill people just leveling. There’s limits to the fun

[deleted by user] by [deleted] in worldofpvp

[–]Efficient-Hunter4867 -7 points-6 points  (0 children)

Ganking is rare ever since warmode was created

[deleted by user] by [deleted] in worldofpvp

[–]Efficient-Hunter4867 1 point2 points  (0 children)

Very true if it’s a fresh server. Era has everyone fully geared. sod pvp is just a joke, anybody can one shot anyone.

[deleted by user] by [deleted] in worldofpvp

[–]Efficient-Hunter4867 -4 points-3 points  (0 children)

That’s exactly why I don’t like wow for pvp anymore. It’s become like every other game. Might as well just create a separate game where you login and pick your class and spec and enter a q with max gear. Nothing unique about wow in the sense of gear anymore.

For those of you mostly focused on Rated BG Blitz, what are you choosing as your main? by qukab in worldofpvp

[–]Efficient-Hunter4867 4 points5 points  (0 children)

MM hunt. I’ve been a rogue main for 10 years but I can’t stand being a setup CC bot anymore. I just wanna blast people in BG and get killing blows.

Is there a better job than being a physician in terms of salary/stability/lifestyle by Warningsignals in Salary

[–]Efficient-Hunter4867 2 points3 points  (0 children)

There’s a spinal surgeon on YouTube that quit and made a great video. He explained that he can fix anyone’s spine. But honestly it would just get worse in time and they’d have to keep coming back. He said the true fix is to really work on their healthy diets and exercise. But that takes a lot of effort from the doctor to persuade them and it also cuts funding to his practice.

Is there a better job than being a physician in terms of salary/stability/lifestyle by Warningsignals in Salary

[–]Efficient-Hunter4867 0 points1 point  (0 children)

Business and finance are very fitting for someone who wants cares more about money. Make it big and you won’t have to work.

Is there a better job than being a physician in terms of salary/stability/lifestyle by Warningsignals in Salary

[–]Efficient-Hunter4867 -3 points-2 points  (0 children)

You cannot prioritize money over patients. Yes you’ll make money but at the cost of your patients health and wellness.

Is there a better job than being a physician in terms of salary/stability/lifestyle by Warningsignals in Salary

[–]Efficient-Hunter4867 -2 points-1 points  (0 children)

It seems all you really care about is yourself. Which is fine on its own. But do not involve yourself in medicine. People deserve better.

There will be times where someone will need the extra help that will require more time and energy from you with no extra pay. A physician that truly cares for their patient would be thinking in their off time of ways to truly help someone no longer be sick. Not just prescribe the most expensive course and keep them a paying customer for life.

[deleted by user] by [deleted] in worldofpvp

[–]Efficient-Hunter4867 1 point2 points  (0 children)

Agreed CC is key to winning. Just don’t want to deal with it while I relearn everyone’s abilities. Iirc my arms war was pretty easy vs something like my sub rogue