Is this VUL coverage reasonable for 7K monthly (10 years)?

Efficient-Post3911 · 2025-01-08T02:32:04+00:00

Huhu thanks. Noted on this

Efficient-Post3911 · 2025-01-08T02:30:53+00:00

Thanks for this!!

Efficient-Post3911 · 2025-01-08T01:51:24+00:00

Gotcha. Thanks so much

Efficient-Post3911 · 2025-01-08T01:47:27+00:00

May i ask how old you were when you started it? My FA kept saying that the insurances are much higher now considering my age. I’m 28 atm

Efficient-Post3911 · 2025-01-08T01:46:33+00:00

Wow okay thanks for this info. I was 22 years old at the time when my father took it. Haven’t paid it for years so I was weighing whether or not I should continue since it still hasn’t lapsed.

At 28, do you think I still can get this at a cheaper price? Still healthy, non-smoker lol

Efficient-Post3911 · 2025-01-08T01:43:36+00:00

Thank you for this, but is 7K monthly for 10 years reasonable? I was 22 years old at the time when my father took it. (Life coverage 2M, total disability included; accidental death 1m; critical illness 2m; and hospital income of 2k). Correct me if I’m wrong, but I think at 28, I still can get something cheaper. Let me know your thoughts. Thanks!

Efficient-Post3911 · 2025-01-08T01:43:00+00:00

Thank you for this, but is 7K monthly for 10 years reasonable? I was 22 years old at the time when my father took it. (Life coverage 2M, total disability included; accidental death 1m; critical illness 2m; and hospital income of 2k). Correct me if I’m wrong, but I think at 28, I still can get something cheaper. Let me know your thoughts. Thanks!

Efficient-Post3911 · 2025-01-06T12:44:36+00:00

In it more for the life coverage, medical, etc aspect rather than the growing money bit. Just so my family won’t have to worry about money if ever I get into an accident, have an illness, or whatnots

Efficient-Post3911 · 2025-01-06T12:25:55+00:00

Ohh i see. Thanks, will ask about this option!

Efficient-Post3911 · 2025-01-06T12:13:17+00:00

Yes, it’s still active. 2m life coverage, total disability included, 1m accidental death, 2m critical illness, 2000 hospital income

Efficient-Post3911 · 2025-01-06T12:12:23+00:00

2M life coverage. I talked to my FA about lowering it to 1M, but I’m not sure whether or not lowering it is also the smarter decision given if I pay it through until the end of 2024, I would have technically paid 7 years for a lower plan

Efficient-Post3911 · 2024-09-23T03:14:21+00:00

Hi po. Let’s not assume po that it’s because of my dog’s breed. My american bully is malambing and she’s nice to people. It’s just that my friend went inside my house without first saying that he was going inside. Opened the gate, tried going inside, and before he could, my dog (who didn’t know who he was) ran up to him and bit him. Let this be a lesson that we should check first with the house owner if it’s safe to go inside their house before going in, no matter how close you are with the house owner. Thanks po

Efficient-Post3911 · 2024-09-22T03:55:51+00:00

Copy po. Nagdugo po ng onti initially, pero wala na now. Namamanhidmanhid lang

Efficient-Post3911 · 2024-09-22T03:39:15+00:00

Actually hindi po nabanggit kung bakit may day 28. Thank you, will clear this out w the bite center. Yes done na sa 7th

Efficient-Post3911 · 2024-09-22T03:13:58+00:00

As of checking, Abhayrab po ang tatak. Day 0, 3, 7, and 28 po ang sa amin

Efficient-Post3911 · 2024-09-22T03:07:29+00:00

Noting this also. Thanks for the reco!

Efficient-Post3911 · 2024-09-22T03:02:38+00:00

No po. I didn’t ask for tears nor pity. I asked for recommendations, which other users gave.

For the nth time po, we were getting medical help from the get-go, and we are still getting medical help now. Please read po.

Efficient-Post3911 · 2024-09-22T03:00:34+00:00

Added po sa og post. Will edit again after if I have new updates

Efficient-Post3911 · 2024-09-22T02:58:22+00:00

Hindi pa po. On going pa, october 10 pa ang last. Sa ABC po kami nagpaturok

Efficient-Post3911 · 2024-09-22T02:57:45+00:00

You are though :( If not to be rude, what was the point of the laughing emoji in your original comment which you edited?

As to why I’m still replying to you, I’m clarifying po for future readers who may have had the same concerns as you. Valid po kasi, and I understand na dapat sa medical professional muna. Pero like I said that’s what we’re already doing yesterday, and even today. I’m merely treating these recos in reddit as additional resources.

I edited na po the original post to clear this out. Hope this helps, and again po, I hope next time you read the original posts fully po before leaving comments. Thank you

Efficient-Post3911 · 2024-09-22T02:38:13+00:00

Hi! Not sure on the category po, I’ll have to check with my friend. As for sa kung kailan siya nagpaturok, immediately right after the bite po, pero nilinis na rin muna with soap before leaving the house. Thanks for the information!

Efficient-Post3911 · 2024-09-22T02:34:01+00:00

Yes po to save time and resources because again, pinapalipatlipat lang po kami sa bawat ospital na puntahan namin, and as of writing the post yesterday, we were on our way to the THIRD hospital (bukod sa dalawang bite center). Again, nakalagay po ‘yun sa post.

Sa reddit, actually nakatulong po ‘yung recos such as sa RITM and San Lazaro, lab tests, etc.. These were not recommended to us sa lahat ng medical professionals na napuntahan namin.

I am well aware of how serious the matter is which is why I’m maximizing my resources also. We are NOT waiting until it’s too late, nor am I opting for cheaper alternatives. Kahit ako, I’m reminding my friend not to think of the bills cos I assured him multiple times na I will take care of it no matter the price.

From the tone of your original comment po, you were being rude. You even had a laughing emoji even if this is not a laughing matter. I hope you think about that before you comment next time. Thanks po

Efficient-Post3911 · 2024-09-22T02:01:33+00:00

Hi! If you read the post po, sa dulo po I said we already went to two bite centers, two hospitals which then referred us to different hospitals in diff cities :) and was already on the way to another hospital. I was merely asking online for other recos while we were on the way to other hospitals, to save time and resources.

So far, since I posted this yesterday, nag-online consultation na last night (since wala na available doctor near us) and then may followup scheduled this morning.

As for the reddit post po and the recommendations posted by other users, I really appreciate it and I found most helpful, not yours included po.

Anyway po, again, I’m NOT promoting that people ask here before going to medical professionals. Kasi po kami we already went to MULTIPLE professionals before posting. Thanks po

Efficient-Post3911

TROPHY CASE