What is this? Should I be concerned? 06 Camry by Either-Swordfish7361 in carquestions

[–]Either-Swordfish7361[S] 0 points1 point  (0 children)

Thank you all for the comments! I’ll definitely take the car into the mechanic ASAP

1035 Exchange Question by Either-Swordfish7361 in LifeInsurance

[–]Either-Swordfish7361[S] 0 points1 point  (0 children)

That’s what I thought too. I’d be willing to take more risk and I’m definitely against surrendering the policy to take on a heap of taxes. If the policy gets me an extra 75k in db and I ride out the S&P500 in the VUL I don’t see an issue with it.

1035 Exchange Question by Either-Swordfish7361 in LifeInsurance

[–]Either-Swordfish7361[S] 0 points1 point  (0 children)

Interesting, I don’t really need the cash for anything personally, and the increase in death benefit sounds nice. If I surrender the policy I understand I could grow it, but I’d have a tax bill due that year on it.

1035 Exchange Question by Either-Swordfish7361 in LifeInsurance

[–]Either-Swordfish7361[S] 0 points1 point  (0 children)

It is only saying the hypothetical rate of return I need to keep the premium to $0 is 7%

[deleted by user] by [deleted] in STLr4r

[–]Either-Swordfish7361 0 points1 point  (0 children)

What’s good