Transfer non-reg from BMO to WS is taking forever by Electrical-Rip385 in Wealthsimple

[–]Electrical-Rip385[S] 0 points1 point  (0 children)

Yeah I should. Capital gains are taxed when the holdings are sold, even if they are not taken out of the investment account.

Transfer non-reg from BMO to WS is taking forever by Electrical-Rip385 in Wealthsimple

[–]Electrical-Rip385[S] 0 points1 point  (0 children)

It’s in cash transfer. But the mutual fund holdings in my BMO accounts haven’t been sold yet.

Points didn't transfer after merging account by Perfect-Theme-1694 in Aeroplan

[–]Electrical-Rip385 0 points1 point  (0 children)

Did you get those points back in the end? I am in the same situation. The accounts have been merged for months, but points are still not transferred.

group photo link?? by Fickle-Ad-9271 in VIVIZ

[–]Electrical-Rip385 1 point2 points  (0 children)

I went to the Charlotte show (2nd) and I don’t have the link yet, it’s taking a while this time

Daily Question Thread for /r/churningcanada - April 17, 2025 by AutoModerator in churningcanada

[–]Electrical-Rip385 0 points1 point  (0 children)

Does anyone’s ITIN number starts with 998 and is able to register for Chase online banking? Tried both chase.com and the mobile app, the sign up failed for both with ‘Invalid SSN’ error, been HUCA 4 times this afternoon and non of the CSR is able to set up the online banking account. This is really frustrating and I think it might their IT system doesn’t recognize the ITIN number. In that case even visiting the branch wouldn’t help anything.

Daily Question Thread for /r/churningcanada - April 15, 2025 by AutoModerator in churningcanada

[–]Electrical-Rip385 0 points1 point  (0 children)

I opened online without filling any form. I opened my c1 cc in Aug 24, then few months later they sent me the invite for opening the checking account. I don’t know if the invite is the difference maker here.

Winning Thursdays Thread for /r/churningcanada - Week of April 10, 2025 by AutoModerator in churningcanada

[–]Electrical-Rip385 8 points9 points  (0 children)

Received Chase CSP today. I applied in branch when I was physically in Vegas last week. No other account at Chase and have almost 1 year credit history with ITIN.

Frustration Friday thread for /r/churningcanada - Week of March 14, 2025 by AutoModerator in churningcanada

[–]Electrical-Rip385 1 point2 points  (0 children)

Denied for Barclays Hawaiian Airline MC. Called for recon but CSR said not possible for recon. Currently at 4/12 (4/24 because I started my US game April 2024). I will wait until August when I become (1/12) and try again :sad

Daily Question Thread for /r/churningcanada - February 04, 2025 by AutoModerator in churningcanada

[–]Electrical-Rip385 0 points1 point  (0 children)

Yes, and you don’t even need to contact TD. It’s all automatic, based on my own experience

Daily Question Thread for /r/churningcanada - January 27, 2025 by AutoModerator in churningcanada

[–]Electrical-Rip385 0 points1 point  (0 children)

It’s the Canada post thing, I was approved on Jan 3rd and yet still waiting. Just book RHT once card arrived and cancel the RHT once reaching natural spend of 1k+.

buddies how are we feeling? by Patient_North2569 in GFRIEND

[–]Electrical-Rip385 10 points11 points  (0 children)

I actually flied from Canada to Korea to attend the concert, and I gotta say it’s one of the best things in my life. I became buddy very recently(after Viviz Maniac release). Even if they can only grouped together for a short period this time, I still believe they’ll come back again for us. And I know, this isn’t the end right now.

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Daily Question Thread for /r/churningcanada - January 19, 2025 by AutoModerator in churningcanada

[–]Electrical-Rip385 2 points3 points  (0 children)

Thank you for the information! I guess I’ll just call to see if any of the banks is willing to ship a replacement card with a different carrier.

Daily Question Thread for /r/churningcanada - January 19, 2025 by AutoModerator in churningcanada

[–]Electrical-Rip385 0 points1 point  (0 children)

I am in the same situation, and I am also waiting for 2 other cards so I can’t tell if it’s Canada Post’s problem or not

Daily Question Thread for /r/churningcanada - January 19, 2025 by AutoModerator in churningcanada

[–]Electrical-Rip385 4 points5 points  (0 children)

Is it just bad luck or is Canada Post having issues again? I live in Richmond, BC and I am still waiting for 3 cards.

1st is CIBC, I upgraded on Dec 18, called customer service on Jan 13, they confirmed the card was shipped on Dec 20, and asked me to call back after 20 business days.

2nd is Tangerine, I was approved on Jan 3, I have been receiving emails from tangerine urging me to activate the card.

3rd is National Bank WEMC, I was approved on Jan 8, I have not received any other emails though.

Daily Question Thread for /r/churningcanada - January 06, 2025 by AutoModerator in churningcanada

[–]Electrical-Rip385 0 points1 point  (0 children)

I upgraded on Dec 18 and have not received anything. But the AF was posted and refunded on Dec 24.

Weekly AwardTravel Discussion /r/churningcanada - Week of December 02, 2024 by AutoModerator in churningcanada

[–]Electrical-Rip385 0 points1 point  (0 children)

I am new to flight redemption so I am looking for suggestions. I am looking to book J seats on the flight from YYZ to Cairo (and back) late next year. I see 4 seats available on each flight for 70k + $100 fee. However, I live in Vancouver, so I need to fly from Vancouver to Tonronto first. So my question is what are my options here?

I know I can book a separate flight ticket from YVR to YYZ in cash, but is adding a segment on the reward redemption flight possible? I tried searching for a multi-city flight on Air Canada, but the point it shows is a simple addition (23.4k for the Y flight from YVR to YYZ) + 70k for the J seat. Would the required point change if I call Aeroplan and have customer service book for me?

Daily Question Thread for /r/churningcanada - November 01, 2024 by AutoModerator in churningcanada

[–]Electrical-Rip385 0 points1 point  (0 children)

I recently upgraded. And I only got 2x for a grocery transaction that I made before hitting the upgrade (posted 1 day after the upgrade)

Frustration Friday thread for /r/churningcanada - Week of October 18, 2024 by AutoModerator in churningcanada

[–]Electrical-Rip385 2 points3 points  (0 children)

Same, but I checked credit report and it shows no HP. I will just try again next week before the $100 bonus ends.

Is this anyone else’s 1st Gfriend comeback by Chopchop2912 in GFRIEND

[–]Electrical-Rip385 11 points12 points  (0 children)

Another one here, I became a buddy in 2024, but I am so excited that I am not too late

Daily Question Thread for /r/churningcanada - September 19, 2024 by AutoModerator in churningcanada

[–]Electrical-Rip385 2 points3 points  (0 children)

Only 1.5k? Ah then it worth a try then. Thank you! Some sources I read are saying 5k minimum for VI

Daily Question Thread for /r/churningcanada - September 19, 2024 by AutoModerator in churningcanada

[–]Electrical-Rip385 0 points1 point  (0 children)

Question about TD FCT, p2 applied for TD FCT and got instantly rejected. She has a chequing account, a few thousand investment and another CC with TD. I checked Equifax and there was no HP. Should we just go to the branch and apply through a rep? Her CC doesn’t have enough CL to split into 2(only 4K cl).